Normal processing time from application to closing for a home equity application is 2 - 4 weeks depending on the complexity of the loan request. So what exactly happens during the home equity application process?
Topics: Home Equity
Let's get real and admit that poring over the terms of your car lease probably isn't high on your to-do list. When I get a new car, I'm tempted to ignore the rather boring and overwhelming terms of the deal. I’d much rather think about the fancy GPS system, the heated seats (score!), and the beautiful interior than things like interest rates, doc fees, and destination charges.
Whether you've already started the car buying process or are just beginning, you're probably wondering whether to buy or lease a new or used car.
When you first consider the home improvements which will increase your home value, you probably think about a new coat of paint, some landscaping improvements, or the proper staging of your home while it's on the market. While these are all effective methods for increasing your home's overall appeal, there is another thing to consider - the energy efficiency of your HVAC system. Through the Mass Save Home Energy Assessment program, you can even get an interest free loan to upgrade your furnace.
Topics: Mass Save
The holidays are a great time of year for entertaining family and friends. But, you may look around your house and think about sprucing things up before you bring the first guests in. You don't have to put large amounts of money out to get a nice impact for the holidays as well as your home's value. Here are 10 holiday home improvement tips that will boost your home equity value.
You've taken the test drive, fallen in love, and negotiated a great deal at the car dealership. What do you have to do to get your money and drive away happy?
With all the assorted fees and costs that come with buying a home, shelling out hundreds of dollars to have the home inspection can seem like a prime area to save money by skipping a step. But foregoing the inspection could end up costing you thousands of dollars later, even on new construction. So if you are going to spend the money, you might as well get the most out of it. Here’s how to optimize this important process.
Topics: Mortgages and Refinance
Credit card interest rates can be a tricky business. Yours may start low then go sky high after a few months. Your rate can also change if you pay late, charge beyond your limit, perform a balance transfer, or get a cash advance.
Topics: Credit Card
With the flood waters of hurricanes Harvey and Irma now easing, a new kind of flood is taking place. It’s created by a wave of waterlogged cars that are heading to the scrap yard. While it may seem that a car should be salvageable once it dries out, that is not the case. Water damage corrodes the mechanics of a vehicle, making it unsafe to drive.
School’s out and, chances are, your kids are on the hunt for cash. When they don’t have enough money to buy X, Y or Z, they want a fast fix - maybe a cash infusion from you?
Instead, use their enthusiasm to show them that money doesn’t grow on trees. Get kids thinking about how to earn extra money this summer with these six ideas: