MoneyWisdom Blog

Maria Porto

Recent Posts

The Retirement Checklist for All Ages

Posted by Maria Porto on Feb 5, 2019 7:30:00 AM

I have a free — no strings attached — offer today that will help you and your employees with retirement planning. It is a printable Retirement Planning Checklist with reminders for every age.

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Topics: Retirement

Budgeting for Retirement

Posted by Maria Porto on Feb 4, 2019 9:54:00 AM


Because no one truly knows how much money they will need for retirement, saving and planning for it can be daunting. To help you and your employees budget for retirement, I want to share 9 tips from our financial counseling partner, BALANCE Financial Fitness Program:

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Topics: Retirement

3 Common Money Management Mistakes

Posted by Maria Porto on Jan 17, 2019 8:18:00 AM

Kevin O’Leary is a probably best known as one of the Sharks on ABC’s Shark Tank. As a successful entrepreneur, he is a well-known millionaire. I recently learned that he is also an advocate for financial education and his Cold Hard Truth books are worth a read for anyone who is trying to control their finances.

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Topics: Money Management

Office Kitchen Etiquette Do's and Don'ts

Posted by Maria Porto on Dec 27, 2018 10:02:00 AM

Is your office kitchen area a savory or sour spot? Do smells emanating from the fridge or microwave turn your stomach? Do you constantly find some of your items missing, or have to deal with crumbs and dirty dishes that weren’t yours?

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Topics: Work

The Challenges of Implementing a Financial Education Program

Posted by Maria Porto on Nov 13, 2018 7:17:00 AM

Are you hesitant to offer financial education as part of your wellness programs or employee benefits? You aren’t alone. Many of the employers and HR professionals I talk to are aware of the benefits of providing financial literacy support to their workers, but they are also mindful of the challenges.

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Topics: Work, Business, Financial Wellness

How to Increase Participation in Employer Retirement Plans

Posted by Maria Porto on Oct 31, 2018 6:03:00 AM

I talk to a lot of small business owners and HR professionals who want to increase participation in their employer retirement plans. They invest a lot of resources into retirement benefits for employees, yet many are frustrated by low participation rates. 

In an effort to get employees interested in retirement plans, some employers try innovative techniques. For example, the office-supply company Staples created a vampire-themed game to make planning for retirement and money management more appealing to its busy associates.

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Topics: Business, Financial Wellness, Retirement

Here’s How to Protect Yourself from Frauds, Scams and Cyberthreats

Posted by Maria Porto on Jul 8, 2016 11:21:42 AM

Do you type in your mother’s maiden name when prompted by an Internet security feature? Stop that! If identity thieves learn that name, they have an intimate piece of information about you that can possibly help them break into your accounts. Plan to use a fake name when asked. This is just one of the things that I learned reading the latest Hanscom Federal Credit Union blog, 29 Ways to Protect Yourself from Identity Theft

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The 3 Important Numbers Needed to Buy a Home

Posted by Maria Porto on Jun 1, 2016 7:00:00 AM

One of our most popular Lunch and Learn public seminars is our introduction to buying a home, and there’s a very good reason for that: the logistics of buying a home can be confusing. The good news is that you will find the logistics fall into place fairly easily if you understand three important numbers: your credit score, your down payment, and your debt-to-income ratio. These three numbers are your key to unlocking a mortgage approval.

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Topics: mortgage

Checklist: Are you ready to buy a home?

Posted by Maria Porto on May 26, 2016 3:07:45 PM

The thought of buying a first home can seem overwhelming. First, there is a mortgage vocabulary to understand. Then, there is the paperwork to get in order. How do you know you are ready to move forward?

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Topics: mortgage

Top 5 Questions (with answers!) We Get on Buying a Home

Posted by Maria Porto on May 24, 2016 12:55:20 PM

Our community Lunch and Learn seminars on buying a home are among our most popular. Ours pros are available to explain the entire mortgage process and answer your questions.

After speaking with our presenters, I put together this list of your five most common questions. Please share this with anyone who might be buying a home!

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Topics: mortgage

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