MoneyWisdom Blog

Sandra Quadros Bowles

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The Great Penny Debate

Posted by Sandra Quadros Bowles on Nov 16, 2018 7:20:00 AM

The ever wise and philosophical Benjamin Franklin had advice about our smallest denomination of currency: “A penny saved is a penny earned.’’ But even he might be surprised how quickly that single penny can add up to serious savings. One penny saved can lead to nearly $700 in the course of a year. Here’s how you do it:

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Should children get an allowance?

Posted by Sandra Quadros Bowles on Mar 21, 2018 6:02:00 AM

We can’t cite a specific study, but Life 101 teaches us this basic statistic: All kids enjoy having money.

There’s always a new toy to play with, or that hot movie to see or a cool new phone app to download.

Where does that money come from? Unless they are old enough to hold a paying job or lucky enough to have access to an unlimited trust fund, they make those cash withdrawals from the bank of Mom and Dad.

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Topics: children, Money Management, budget

Financing Fido: How to keep pet costs on a leash

Posted by Sandra Quadros Bowles on Feb 27, 2018 10:51:11 AM

Our pets provide emotional support, physical protection and endless entertainment. It’s no wonder that so many animal lovers consider their pets priceless.

Sixty-eight percent of US households own a pet, according to a 2017-2018 National Pet Owners Survey released by the American Pet Product Association. Dog ownership tops the list at 48 percent, with cat ownership at 38 percent. Both statistics are up a few percentage points from the last survey, conducted in 2014.

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Topics: budget, Money Management, Saving Money, Savings

Online Dating Scams: Breaking the Heart and the Bank

Posted by Sandra Quadros Bowles on Feb 5, 2018 1:09:01 PM

She opens her messages from the online dating site and her heart skips a beat.

Someone wants to meet her. But not just any man. He is the man of her dreams, dreams sparked the first time she watched An Officer and A Gentleman and enhanced by a decade of Lifetime movie-watching.

In his photo, he sports a military uniform and is dashing, clean cut, a man of action.

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Topics: scams, security

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