--- title: Hanscom FCU MoneyWisdom Blog | Auto description: Auto | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 19 Jan ![Selfie of a white man, woman, and their toddler on vacation at a beach. ](https://go.hfcu.org/hubfs/Protect%20Your%20Privacy%205%20Surprising%20Ways%20You%20Overshare%20Your%20Personal%20Information.png) 5 Surprising Ways You Overshare Your Personal Information We share our stories, connect with family and friends, and express ourselves online. But how much sharing is too much? ** Security Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/protect-your-privacy-5-surprising-ways-you-overshare-your-personal-information) - [Read More ** 01 Jan ![A couple talk to a loan officer about their car lease options. There are loan documents on the desk between them and they have smiles on their faces. ](https://go.hfcu.org/hubfs/How%20To%20Get%20Lower%20Car%20Lease%20Payments.png) ](https://go.hfcu.org/blog/how-to-get-a-better-car-lease-option) [How To Get Lower Car Lease Payments Do you lease a vehicle or know someone who does? We’ll go out on a limb and say you chose this option for low monthly payments on a [better make and model](https://go.hfcu.org/blog/how-much-car-can-you-afford) than you could otherwise afford. ](https://go.hfcu.org/blog/how-to-get-a-better-car-lease-option) ** Auto Lending ** Hanscom Federal Credit Union - [Read More ** 31 Dec ![older woman and man looking at auto refinancing terms on laptop](https://go.hfcu.org/hubfs/older%20couple%20looking%20at%20car%20refinancing%20terms%20on%20tablet.png) How To Refinance Your Car Loan Refinancing your vehicle loan is a little-used, yet valuable, tool that can help you save money. If you find yourself in any of these situations or are just curious to see if you could lower monthly.. ** Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/should-you-refinance-your-car-loan) - [Read More ** 06 Dec ![two women sitting on couch with ipad deciding to buy or lease a car](https://go.hfcu.org/hubfs/Blog%20Photos%20(1).png) Is It Better To Buy Or Lease a Car? When you're in the market for a new car, whether it’s your first or your next, you’ll see tons of ads promising super-low monthly payments that may sound too good to be true. ** Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/should-you-buy-or-lease-your-new-car) - [Read More ** 28 Jun ![A close-up shot of a curly-haired woman signing for a new car lease. The top half of the woman's face is cropped out, but you can see her smile. Only the salesperson's hands are visible, holding the clipboard and car keys.](https://go.hfcu.org/hubfs/The%203%20Myths%20of%20Car%20Leasing.png) The 3 Myths of Car Leasing There’s a lot of misinformation about car leasing that floats around, so don’t take your neighbor’s or your cousin’s word for it. Get the facts from a reliable source. Here are three common.. ** Auto Credit Score ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/3-myths-of-car-leasing) - [Read More ** 23 Jun ![An Asian woman with glasses reads the terms of her car lease. She has her hair pulled into a low ponytail and is leaning against the green wall of her study. ](https://go.hfcu.org/hubfs/Car%20Lease%20FAQs.png) Car Lease FAQs If you're thinking about leasing a car, you likely have questions. Here are some of the most frequently asked questions people ask when they're considering a lease over financing: ** Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/car-lease-faqs) - [Read More ** 14 Jun ![A closeup of a car on a road with a dog's head happily sticking out of the halfway rolled-down window. ](https://go.hfcu.org/hubfs/Is%20It%20Better%20To%20Buy%20Or%20Lease%20Your%20First%20Car.png) ](https://go.hfcu.org/blog/is-it-better-to-buy-or-lease-your-first-car) [Is It Better to Buy or Lease Your First Car? When you're in the market for your [first car](https://go.hfcu.org/blog/how-to-save-money-when-buying-your-first-car), ads promising super-low monthly payments are hard to ignore. Leasing a vehicle might sound [budget-friendly](https://go.hfcu.org/blog/how-many-americans-use-a-budget) compared to traditional auto financing, but a.. ](https://go.hfcu.org/blog/is-it-better-to-buy-or-lease-your-first-car) ** Auto ** Hanscom Federal Credit Union - [Read More ** 10 Jun ![A young Black woman filling gas tank at pump.](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-05-19T165217.745.jpg) ](https://go.hfcu.org/blog/saving-with-rising-gas-prices) [7 Ways to Save When Gas Prices Are Rising These days, filling your gas tank can really drain your wallet. The [average price of a gallon of regular gas in Massachusetts](https://www.mass.gov/service-details/massachusetts-retail-gasoline-diesel-fuel-prices), which stood at less than $2 last year, has now officially [topped $5 as..](https://gasprices.aaa.com/?state=MA) ](https://go.hfcu.org/blog/saving-with-rising-gas-prices) ** Auto Saving Money ** Sandra Quadros Bowles - [Read More ** 07 Jun ![A Black man and white blonde woman with glasses read over the terms of their new car lease. ](https://go.hfcu.org/hubfs/Your%20Car%20Lease%20Terms%20Explained.png) ](https://go.hfcu.org/blog/bid/186068/leasing-fees-for-dummies-understanding-your-lease-agreement) [Your Car Lease Terms Explained Let's get real and admit that poring over the terms of your [car lease](https://www.hfcu.org/loans-and-credit-cards/better-than-a-lease.html) probably isn't high on your to-do list. When I get a new car, I'm tempted to ignore the rather boring and overwhelming terms of.. ](https://go.hfcu.org/blog/bid/186068/leasing-fees-for-dummies-understanding-your-lease-agreement) ** Auto ** Bill Burpeau - [Read More ** 24 Jan ![blond woman looking across parking lot](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(30).jpg) How to Prevent Catalytic Converter Theft Across the country, police departments are investigating a rise in thefts of catalytic converters from underneath cars and trucks. A catalytic converter is part of your vehicle's exhaust system, and.. ** Security Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-to-prevent-catalytic-converter-theft) [**](https://go.hfcu.org/blog/topic/auto/page/1#) [1](https://go.hfcu.org/blog/topic/auto/page/1) [2](https://go.hfcu.org/blog/topic/auto/page/2) [3](https://go.hfcu.org/blog/topic/auto/page/3) [4](https://go.hfcu.org/blog/topic/auto/page/4) [5](https://go.hfcu.org/blog/topic/auto/page/5) [...](https://go.hfcu.org/blog/topic/auto/page/6) [6](https://go.hfcu.org/blog/topic/auto/page/6) [**](https://go.hfcu.org/blog/topic/auto/page/2) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Auto | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement.", "headline" : "HFCU Money Wisdom Blog listing page", "image" : { "@type" : "ImageObject", "url" : "" }, "mainEntityOfPage" : { "@id" : "https://go.hfcu.org/blog/topic/auto/page/1", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://cdn2.hubspot.net/hubfs/118438/Logo%202.jpg" }, "name" : "Hanscom Federal Credit Union" } } ```