--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (14) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (14) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 12 Dec ![](https://go.hfcu.org/hubfs/images/Star.jpg) 25 Money-Saving (No Grinch!) Christmas Ideas “Then the Grinch thought of something he hadn't before! What if Christmas, he thought, doesn't come from a store. What if Christmas...perhaps...means a little bit more!” ** Home Personal Finance Holidays ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/25-money-saving-no-grinch-christmas-ideas) - [Read More ** 07 Dec ![Awkward_questions](https://go.hfcu.org/hubfs/Awkward_questions.jpg) Survive This Holiday Season's Awkward Money Questions The holidays are here, good cheer abounds, friends and family members gather around the table to celebrate, and then suddenly your status-conscious cousin looks at you and blurts, "Hey, how much are.. ** Personal Finance Work Holidays ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/heres-how-to-answer-personal-questions-about-money-this-holiday-season) - [Read More ** 26 Nov ![Holiday-energy-savings.jpg](https://go.hfcu.org/hubfs/Holiday-energy-savings.jpg) 5 Holiday Energy Savings Tips The holidays can be an energy guzzler. The Christmas lights are hung and turned on 24/7. The oven is busy baking gingerbread cookies, yams, turkey, etc. The whole family is at home and turns on all.. ** Home Personal Finance Holidays ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-energy-saving-tips-for-the-holidays) - [Read More ** 05 Nov ![woman opening subsciption box](https://go.hfcu.org/hubfs/woman%20opening%20subsciption%20box.jpg) 6 Ways Subscription Boxes Can Save You Money Years ago, if you had a subscription to something, it was probably for a magazine, newspaper, or compact discs (remember “eight CDs for penny?”). Today, it seems you can subscribe to just about *..* ** Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/6-ways-subscription-boxes-can-save-you-money) - [Read More ** 02 Nov ![Hanscom FCU banking products and services](https://go.hfcu.org/hubfs/images/mwisdom_blog/fall18_most.jpg) Make the Most of Your Money at Hanscom FCU We have a full suite of banking products and services to help you reach your financial goals and simplify saving. ** Hanscom FCU Personal Finance Checking ** MoneyWisdom Newsletter ](https://go.hfcu.org/blog/make-the-most-of-your-money-at-hanscom-fcu) - [Read More ** 19 Oct ![watermark flu shot](https://go.hfcu.org/hubfs/watermark%20flu%20shot.jpg) 7 Places to Get Free Flu Shots We’re in the thick of autumn, with leaves falling and pumpkin *everything* filling store shelves. We have lots to do this time of year, but there’s one task that deserves the top spot on everyone’s.. ** Insurance Personal Finance ** Dawn Weinberger ](https://go.hfcu.org/blog/7-places-to-get-free-flu-shots-in-2018) - [Read More ** 15 Oct ![data_thief](https://go.hfcu.org/hubfs/data_thief.jpg) What to Do After a Data Breach Several years ago, a thick envelope landed in my mailbox. Its return address was that of the hospital where I’d been receiving treatment. Upon opening the envelope, I was horrified that it contained.. ** Security Credit Cards Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/what-to-do-data-breach) - [Read More ** 26 Sep ![AF-CU-of-the-Year---blog](https://go.hfcu.org/hubfs/AF-CU-of-the-Year---blog.jpg) Hanscom FCU Named Air Force Credit Union of the Year We're happy to announce that Hanscom Federal Credit Union has been named as the Department of the Air Force's Credit Union of the Year for 2017 in the $1 billion and above category. It's an honor.. ** Hanscom FCU Business Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/usaf-names-hanscom-fcu-credit-union-of-the-year) - [Read More ** 19 Sep ![money from an auto title loan under windshield wipers](https://go.hfcu.org/hubfs/Money-windshield.jpg) Why You Should Avoid Car Title Loans When 21-year-old Ryan learned a friend needed some cash to help his mother out, Ryan did what a good friend would do…he lent his friend the money. The problem arose when Ryan’s father, John, found.. ** Auto Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/car-title-loans-their-risks-and-alternatives) - [Read More ** 01 Aug ![Woman-with-car](https://go.hfcu.org/hubfs/Woman-with-car.jpg) 5 Reasons to Consider GAP Insurance on Your Next Automobile Loan One of my coworkers at the credit union recently forwarded me a news clip about a single mother whose car caught on fire. The young mother was stunned when she learned that although the car was.. ** Insurance Auto Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-reasons-to-consider-gap-insurance-on-your-next-automobile-loan) [**](https://go.hfcu.org/blog/topic/personal-finance/page/13) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/9) [12](https://go.hfcu.org/blog/topic/personal-finance/page/12) [13](https://go.hfcu.org/blog/topic/personal-finance/page/13) [14](https://go.hfcu.org/blog/topic/personal-finance/page/14) [15](https://go.hfcu.org/blog/topic/personal-finance/page/15) [16](https://go.hfcu.org/blog/topic/personal-finance/page/16) [...](https://go.hfcu.org/blog/topic/personal-finance/page/19) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/15) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. 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The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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