--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (23) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (23) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - 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[Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 13 Jul ![Recommend us!](https://go.hfcu.org/hubfs/images/mwisdom_blog/SUM16_article_recc.jpg) ](https://go.hfcu.org/blog/recommend-hanscom) [Refer-a-Friend Program Puts $30 in Your Pocket **You could earn $30 for you and a friend when you refer someone.**[![Refer a Friend Today!](https://no-cache.hubspot.com/cta/default/118438/1574215d-ebaf-465c-bfc9-d4383c95078d.png)](https://cta-redirect.hubspot.com/cta/redirect/118438/1574215d-ebaf-465c-bfc9-d4383c95078d) ](https://go.hfcu.org/blog/recommend-hanscom) ** Community Personal Finance ** Hanscom Federal Credit Union - [Read More ** 08 Jun ![Samantha_and_Matt.png](https://go.hfcu.org/hubfs/images/Samantha_and_Matt.png) How We Paid Off $70,000 in Debt in 5 Years You read that headline right. My husband and I paid off $70,000 in debt in five years, and this is our story. ** Personal Finance ** Samantha Ryan ](https://go.hfcu.org/blog/how-we-paid-off-70000-in-debt-in-5-years) - [Read More ** 31 May ![Skip_Pay_Image_Summer_2016.png](https://go.hfcu.org/hubfs/images/Skip_Pay_Image_Summer_2016.png) Be Smart About Skipping a Payment Taking a holiday from your bills sounds great. You keep this month’s payment in your checking account and just pick up where you left off next month, right? Not exactly. Here are four things to think.. ** Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/be-smart-about-skipping-a-payment) - [Read More ** 29 Apr ![](https://go.hfcu.org/hubfs/images/Maria_with_Diamond_Awards.png) Hanscom FCU Recognized Nationally for Exposing Sally’s Love Life Hanscom FCU was honored recently with a Diamond Award from the Credit Union National Association (CUNA) Marketing and Business Development Council. The award was in recognition of our achievement in.. ** Hanscom FCU Community Credit Cards Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/hanscom-fcu-recognized-nationally-for-exposing-sallys-love-life) - [Read More ** 15 Mar ![](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-11-12T122210.508.jpg) ](https://go.hfcu.org/blog/survey-americans-site-money-woes-as-top-reason-for-stress) [Survey: Americans Cite Coronavirus as a Top Reason for Stress The annual [*Stress in America Survey*](https://www.apa.org/news/press/releases/stress) was released by the [American Psychological Association](http://www.apa.org) (APA) last month and polling shows that 78% of those polled say that the COVID-19 pandemic is a significant.. ](https://go.hfcu.org/blog/survey-americans-site-money-woes-as-top-reason-for-stress) ** Business Personal Finance ** Maria Porto - [Read More ** 22 Feb ![](https://go.hfcu.org/hubfs/images/Divorce_and_Finances.jpg) Building Credit After Divorce Married people frequently take out credit together. However, as part of the divorce, you may have closed down or been removed from joint accounts. If you no longer have credit cards or other types of.. ** Personal Finance Life Changes Credit Score ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/building-credit-after-divorce) - [Read More ** 17 Feb ![](https://go.hfcu.org/hubfs/images/Debt_collector.jpg) What Debt Collectors Can’t Do The financial stress that employees suffer in the workplace is rooted in many different places. At times, it comes from debt that is out of control. For that reason, I suggest you post this list in a.. ** Personal Finance ** Maria Porto ](https://go.hfcu.org/blog/what-debt-collectors-cant-do) - [Read More ** 02 Feb ![](https://go.hfcu.org/hubfs/images/PayDay.jpg) How to adjust to a change in payday cycles Is your company switching up payday cycles this year? It doesn’t seem that a change should be too difficult, but that isn’t always the case. The adjustment can cause havoc for many families. Today, I.. ** Business Personal Finance ** Maria Porto ](https://go.hfcu.org/blog/how-to-adjust-to-a-change-in-payday-cycles) - [Read More ** 29 Jan ![](https://go.hfcu.org/hubfs/images/Shoppers-Spending_Style.png) What’s your spending style? Do you spend money to feel better after a bad day? Do you have a hard time saying no when your kids get the gimmes while shopping? We all have unique styles when it comes to spending and saving.. ** Personal Finance ** Maria Porto ](https://go.hfcu.org/blog/whats-your-spending-style) - [Read More ** 28 Jan ![](https://go.hfcu.org/hubfs/images/Financial_Education.jpg) ](https://go.hfcu.org/blog/nearly-30-of-employers-offer-personal-financial-education-programs) [Nearly 30% of Employers Offer Personal Financial Education Programs It was very encouraging to read [this blog from HR pro Lenny Sanicola](http://www.huffingtonpost.com/lenny-sanicola/why-more-employers-are-fo_b_9072550.html) this morning. In it, he talks about the growing number of employers who are adding financial wellness programs to their employee.. ](https://go.hfcu.org/blog/nearly-30-of-employers-offer-personal-financial-education-programs) ** Business Personal Finance ** Maria Porto [**](https://go.hfcu.org/blog/topic/personal-finance/page/22) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/18) [21](https://go.hfcu.org/blog/topic/personal-finance/page/21) [22](https://go.hfcu.org/blog/topic/personal-finance/page/22) [23](https://go.hfcu.org/blog/topic/personal-finance/page/23) [24](https://go.hfcu.org/blog/topic/personal-finance/page/24) [25](https://go.hfcu.org/blog/topic/personal-finance/page/25) [...](https://go.hfcu.org/blog/topic/personal-finance/page/27) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/24) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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