--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (7) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (7) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 27 Aug ![young unemployed woman job searching covid](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-08-21T090646.129.jpg) Unemployed Due to COVID? Use This Checklist to Prepare for a Possible Second Wave This past spring was unlike any other in recent history. While many people planned to leave the dark, winter months behind and come out of hibernation, reality proved quite different. Instead of.. ** Home Personal Finance Money Management Government ** Tracy Scott ](https://go.hfcu.org/blog/unemployed-due-to-covid-use-this-checklist-to-prepare-for-a-possible-second-wave) - [Read More ** 22 Aug ![young woman saving money shopping for food](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-08-18T115916.826.jpg) 5 Unconventional Ways to Save Money on Food "Shop with a list." "Never shop hungry." "Leave the kids at home when you food shop." It's all good advice to save money at the grocery store, but you've probably heard it a million times before... ** Home Personal Finance Savings Financial Wellness ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-unconventional-ways-to-save-money-on-food) - [Read More ** 18 Aug ![couple experiencing financial infidelity](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-07-14T175333.139.jpg) What You Need to Know About Financial Infidelity Have you ever asked yourself, “Where did that paycheck go?” or “Where did that new handbag/table saw/[insert expensive purchase] come from?” Do you see your checking account balance dwindling, but.. ** Home Credit Cards Personal Finance Debt Money Management ** Monica Parks ](https://go.hfcu.org/blog/what-you-need-to-know-about-financial-infidelity) - [Read More ** 17 Aug ![young woman looking at cell phone sadly](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-08-17T082426.268.jpg) ](https://go.hfcu.org/blog/3-reasons-why-you-live-paycheck-to-paycheck) [3 Reasons Why You Live Paycheck-to-Paycheck Does saving money seem impossible? You’re not alone. According to a recent survey by Careerbuilder.com, [78% of Americans are living from paycheck-to-paycheck, mostly because of debt](http://press.careerbuilder.com/2017-08-24-Living-Paycheck-to-Paycheck-is-a-Way-of-Life-for-Majority-of-U-S-Workers-According-to-New-CareerBuilder-Survey)**.** Living.. ](https://go.hfcu.org/blog/3-reasons-why-you-live-paycheck-to-paycheck) ** Personal Finance ** Hanscom Federal Credit Union - [Read More ** 15 Aug ![father repaying debt after divorce](https://go.hfcu.org/hubfs/images/Divorce_and_Debt-1.jpg) Repaying Debt After Divorce Part of the divorce process includes determining who will pay what debt. If you are responsible for some of the accounts, you may be worried about your ability to make payments. After all, going.. ** Personal Finance Life Changes Credit Score Debt Divorce ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/repaying-debt-after-divorce) - [Read More ** 14 Aug ![young couple taking selfie in front of new car](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-08-14T082219.305.jpg) ](https://go.hfcu.org/blog/bid/152445/four-documents-you-must-have-to-get-your-car-loan) [4 Documents You Need for Your Car Loan You've taken the test drive, fallen in love, and negotiated a great deal for the car of your dreams.  What documents do you need [to get your loan and drive away happy](https://www.hfcu.org/loans-and-credit-cards/car-loans.html)?   ](https://go.hfcu.org/blog/bid/152445/four-documents-you-must-have-to-get-your-car-loan) ** Auto Personal Finance ** Bill Burpeau - [Read More ** 09 Jul ![Budget](https://go.hfcu.org/hubfs/budget-covid.jpg) Smart Money Moves to Make in Uncertain Times With COVID-19, the global economy is taking a beating, millions of workers have lost their jobs, and we are facing difficult decisions about the future. Many are feeling stressed to the max about.. ** Personal Finance Budget Financial Wellness ** MoneyWisdom Newsletter ](https://go.hfcu.org/blog/money-moves-uncertain-times) - [Read More ** 01 Jul ![organized financial records](https://go.hfcu.org/hubfs/Untitled%20design%20(96)-1.jpg) How to Organize Your Financial Records Could you immediately put your hands on last year’s tax return, the past quarter’s tax bill, or a receipt for your most recent mortgage payment? ** Home Personal Finance Checking ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/how-to-organize-your-financial-records) - [Read More ** 22 May ![A white male warehouse worker squats down to scan the barcode on a box in a stack. He's wearing a hard had and reflective safety vest, and tall shelves of boxes are behind him.](https://go.hfcu.org/hubfs/How%20To%20Spot%20Signs%20Of%20Financial%20Stress%20Among%20Employees.png) ](https://go.hfcu.org/blog/how-to-spot-signs-of-financial-stress-among-employees) [How to Spot Signs of Financial Stress Among Employees Happy employees are more productive according to [a recent study by the University of Oxford’s SAÏD Business School.](https://www.weforum.org/agenda/2019/11/happy-employees-more-productive/) As we all know, though, [there are many stress factors that can negatively affect a..](https://go.hfcu.org/blog/a-free-work-perk-that-improves-employee-productivity?hs_preview=KyHuqRFh-29283415382) ](https://go.hfcu.org/blog/how-to-spot-signs-of-financial-stress-among-employees) ** Business Personal Finance Work ** Hanscom Federal Credit Union - [Read More ** 21 May ![woman thinking of money problems at work](https://go.hfcu.org/hubfs/Untitled%20design%20(86).jpg) Employees Increasingly Taking Money Problems to Work What would you do with $300 billion dollars?  ** Business Personal Finance Work ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/employees-increasingly-taking-money-problems-to-work) [**](https://go.hfcu.org/blog/topic/personal-finance/page/6) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/2) [5](https://go.hfcu.org/blog/topic/personal-finance/page/5) [6](https://go.hfcu.org/blog/topic/personal-finance/page/6) [7](https://go.hfcu.org/blog/topic/personal-finance/page/7) [8](https://go.hfcu.org/blog/topic/personal-finance/page/8) [9](https://go.hfcu.org/blog/topic/personal-finance/page/9) [...](https://go.hfcu.org/blog/topic/personal-finance/page/12) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/8) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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