--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (9) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (9) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - 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[Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 03 Jan ![](https://go.hfcu.org/hubfs/Untitled%20design%20(36).jpg) ](https://go.hfcu.org/blog/fraud-alert-heres-why-you-shouldnt-abbreviate-2020) [Fraud Alert: Here's Why You Shouldn't Abbreviate 2020 [Police departments around the country are warning citizens in their communities to avoid abbreviating 2020](https://www.usatoday.com/story/news/nation/2020/01/02/do-not-abbreviate-year-2020-in-date/2795857001/) when they're writing out dates, especially on checks, contracts, and other important legal.. ](https://go.hfcu.org/blog/fraud-alert-heres-why-you-shouldnt-abbreviate-2020) ** Security Personal Finance Scams ** Hanscom Federal Credit Union - [Read More ** 01 Jan ![woman-holding-piggy-bank-to-make-2020-resolutions](https://go.hfcu.org/hubfs/Woman-with-piggy-bank.jpg) How to Keep Your Financial Resolutions in 2020 It's now 2020, a number synonymous with clarity and vision. So what better time to take a good, hard look at your finances? Consider making a resolution to save money, one of the best ways to.. ** Insurance Investments Personal Finance Life Changes ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/how-to-keep-your-financial-resolutions-in-2020) - [Read More ** 30 Dec ![a-gift-card-being-used-on-January-18](https://go.hfcu.org/hubfs/gift_card.jpg) ](https://go.hfcu.org/blog/gift-cards) [5 Things You Need to Know About Gift Cards What do gift cards and laundry-day socks have in common? Both disappear at alarming rates. [Nearly six in ten consumers put gift cards on their holiday wish lists this year](https://www.giftcards.com/gift-card-statistics), ahead of all other types.. ](https://go.hfcu.org/blog/gift-cards) ** Personal Finance ** Sandra Quadros Bowles - [Read More ** 26 Dec ![rsz_confused-businessman-reading-message-on-phone-picture-id899287442](https://go.hfcu.org/hubfs/rsz_confused-businessman-reading-message-on-phone-picture-id899287442.jpg) How to Handle Debt Collection Harassment Earlier this year, I set up a payment plan with a medical provider. But the billing office made an error and the next thing I knew I was receiving threatening messages from a third-party collections.. ** Credit Cards Personal Finance ** Dawn Weinberger ](https://go.hfcu.org/blog/how-to-handle-debt-collection-harassment) - [Read More ** 16 Dec ![older couple looking a debt](https://go.hfcu.org/hubfs/Senior%20debt.jpg) How to Deal With Credit Card Debt on a Fixed Income Living on a fixed income is hard for anyone, but for senior citizens, it’s especially challenging. Rising health care costs, insufficient retirement benefits, and longer life expectancies make a.. ** Credit Cards Personal Finance Life Changes ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-to-deal-with-credit-card-debt-on-a-fixed-income) - [Read More ** 16 Dec ![interest-rate-financial-and-mortgage-rates-concept-hand-putting-wood-picture-id1088424832](https://go.hfcu.org/hubfs/interest-rate-financial-and-mortgage-rates-concept-hand-putting-wood-picture-id1088424832.jpg) 3 Good Reasons to Consider a Higher Interest Credit Card Ok, you're muttering to yourself: What could *possibly* be good about a credit card with a higher interest rate? But hear me out. There are actually 3 good reasons a high-interest credit card can work.. ** Credit Cards Personal Finance Credit Score ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/3-good-reasons-to-consider-a-higher-interest-credit-card) - [Read More ** 11 Dec ![money wrapped in holiday ribbon](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-11-04T151218.214.jpg) 5 Holiday Gifts That Can Help Save Money Our wallets, unlike our waistlines, tend to thin out over the holidays. Consumers are expected to spend, on average, more than $1,000 on gifts, decorations and candy this holiday season, according to.. ** Home Personal Finance Holidays ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/holidaygifts) - [Read More ** 22 Nov ![close up of a calendar](https://go.hfcu.org/hubfs/Stock%20images/close%20up%20of%20a%20calendar.jpeg) How to Use Your Calendar to Save Money There’s a household item that you probably consult every day that can save you big bucks. It might be on your phone or your laptop, in your purse, or even hanging on your spare room wall. Sometimes.. ** Home Personal Finance ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/how-to-use-your-calendar-to-save-money) - [Read More ** 14 Nov ![shocked young woman looking at laptop](https://go.hfcu.org/hubfs/Stock%20images/Shocked%20young%20business%20woman%20using%20laptop%20looking%20at%20computer%20screen%20blown%20away%20in%20stupor%20sitting%20outside%20corporate%20office.%20Human%20face%20expression%2c%20emotion%2c%20feeling%2c%20perception%2c%20body%20language%2c%20reaction.jpeg) 5 Surprising Ways You Can Hurt Your Credit Even when you practice good fiscal fitness, your credit score can suffer a knock-out. Sometimes the steps you think make financial sense can actually harm you, even if you pay your bills on time,.. ** Credit Cards Personal Finance Credit Score ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/5-surprising-ways-you-can-hurt-your-credit) - [Read More ** 13 Nov ![checkbooks](https://go.hfcu.org/hubfs/checkbooks.jpg) What is a Routing Number and 5 Ways to Find It A routing number is a 9-digit code identifying a financial institution, such as a credit union, bank, or investment firm. Hanscom FCU's routing number is 2113-8048-3. This number helps reduce.. ** Investments Personal Finance Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/what-is-a-routing-number-and-5-ways-to-find-it) [**](https://go.hfcu.org/blog/topic/personal-finance/page/8) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/4) [7](https://go.hfcu.org/blog/topic/personal-finance/page/7) [8](https://go.hfcu.org/blog/topic/personal-finance/page/8) [9](https://go.hfcu.org/blog/topic/personal-finance/page/9) [10](https://go.hfcu.org/blog/topic/personal-finance/page/10) [11](https://go.hfcu.org/blog/topic/personal-finance/page/11) [...](https://go.hfcu.org/blog/topic/personal-finance/page/14) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/10) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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