--- title: Enjoy a Faster Tax Refund with Payday Perqs description: This year, the IRS is warning early filers to expect a delay. Here's some facts about the possible delay. image: https://go.hfcu.org/hubfs/images/Tax%20Form.jpg --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - 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The IRS is. They accept 2016 tax returns beginning January 23. The majority of us – [about 70%](https://www.irs.gov/uac/newsroom/irs-and-partners-look-to-start-of-2017-tax-season-encourage-use-of-irsgov-and-efile-warn-of-refund-delays) – will get a refund. Whether you use yours to pay down debt, boost your savings, or spend it on a vacation, that payment could be the largest one-time sum you receive all year. This year, the [IRS is warning early filers to expect a delay](https://www.irs.gov/uac/newsroom/path-act-tax-related-provisions). The Protecting Americans from Tax Hikes Act of 2015 (the PATH Act) mandates that the IRS hold refunds on certain claims until February 15, regardless of the date the return was filed. Filers, especially those claiming the Earned Income Tax Credit or Additional Child Tax Credit, will begin seeing their refunds around February 27, even if the return is received early. No matter when you send in your return, you’ll have the earliest possible access to your money when you have your refund deposited directly to your Hanscom FCU checking or savings account. Compared to standard electronic deposit, you could get your money up to two days faster. With [Payday Perqs](https://www.hfcu.org/checking-and-savings/direct-deposit.html), you’ll be credited as soon as we get a notice of deposit from the IRS – up to two days before standard direct deposit programs. That means you could be using your money instead of waiting for it. Don’t forget about state taxes –a growing number also allow direct deposit. Find out through your state’s Department of Revenue. **Tax Filing FAQs** We get questions from members every year about taxes. Here are some of the most common ones. You can also get information about filing your taxes, forms, and worksheets at the [IRS official web site](http://www.irs.gov). **Will I get tax forms from you this year? ** Form 1099-INT is available if you've earned at least $10 in dividends among all your Hanscom FCU accounts, excluding IRAs. Form 1098 is available if you've paid at least $600 in mortgage costs. You will receive a 1099R if you withdrew any funds from your IRA in the most recent tax year. **Where can I find my Hanscom FCU tax forms?** If you are enrolled in Online Access HD, you have access to up to seven years of tax forms. If you receive paper statements, your tax forms will be mailed to you using the address listed for your account. If you did not receive a form, you can find information about dividends received and interest paid for the year on your December 2016 statement. IRA withdrawals are not listed on your December statement. **How do I get my tax refund deposited to my Hanscom FCU checking or savings account?** To set up direct deposit for your refund, select it as an option in your tax software or tell your tax preparer you want to use direct deposit. Our routing number is 2113-8048-3. You will need your member number from your statement or tax form. Check the instructions for your tax form if you are filling out your own taxes. **How do I check the status of my return?** Use the [Where’s My Refund?](https://sa.www4.irs.gov/irfof/lang/en/irfofgetstatus.jsp) tool at [www.irs.gov/refunds](http://www.irs.gov/refunds) or download the IRS2Go app from Google Play, iTunes, or Amazon.  If you e-file, you can start to check your status starting 24 hours after your return has been received. If you filed a paper return, you can start checking four weeks after mailing it. You can also call the IRS Hotline at 800-829-1954. Sign up for [Direct Deposit](https://www.hfcu.org/checking-and-savings/direct-deposit.html) and get early access to your money. ** [Hanscom FCU](https://go.hfcu.org/blog/topic/hanscom-fcu), [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance), [Checking](https://go.hfcu.org/blog/topic/checking) [** Hey! I Didn’t Buy That! ](https://go.hfcu.org/blog/hey-i-didnt-buy-that-1-12-15) [** Top 5 Tips for a Successful Balance Transfer ](https://go.hfcu.org/blog/successful-balance-transfer) ### About Author ![Hanscom Federal Credit Union](https://go.hfcu.org/hubfs/HFCU-Profile-1000x1000.jpg) Hanscom Federal Credit Union Hanscom Federal Credit Union, a purpose-driven $1.9 billion organization based in Littleton, MA, empowers its members to achieve financial wellness. Hanscom FCU serves over 95,000 members across the country and overseas through 16 branches, over 100,000 surcharge-free ATMs, 5,000 contact centers, and a web-based branch. Related Posts [![Navigating Financial Challenges After a Job Loss](https://go.hfcu.org/hubfs/iStock-1444494544.jpg) Navigating Financial Challenges After a Job Loss ](https://go.hfcu.org/blog/job-loss) [![Three Tips to Build a Financial Safety Net](https://go.hfcu.org/hubfs/2-2.png) Three Tips to Build a Financial Safety Net ](https://go.hfcu.org/blog/safety-net) [![The Benefits of Setting Up Direct Deposits](https://go.hfcu.org/hubfs/young%20woman%20paying%20bills%20on%20couch-1.png) The Benefits of Setting Up Direct Deposits ](https://go.hfcu.org/blog/the-benefits-of-setting-up-direct-deposits) ** - [**](http://www.facebook.com/share.php?u=https://go.hfcu.org/blog/enjoy-a-faster-tax-return-with-payday-perqs/) - [**](https://X.com/share?url=https://go.hfcu.org/blog/enjoy-a-faster-tax-return-with-payday-perqs/) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://go.hfcu.org/blog/enjoy-a-faster-tax-return-with-payday-perqs/&summary=&source=CeBIT) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Comment ### Subscribe To Blog ### Subscribe to Email Updates ### contact **Hanscom Federal Credit Union** 1610 Eglin St. Hanscom AFB, MA 01731 Call us: [800-656-4328](tel:8006564328) [https://www.hfcu.org/](https://www.hfcu.org/) ### About Us [The MoneyWisdom Blog](https://www.hfcu.org/the-moneywisdom-blog.html) ### Social ** ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.facebook.com/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) [9 Smart Moves for Lottery Winners](https://go.hfcu.org/blog/lottery) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/lottery_winner.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "September 23, 2021, 10:21:19 PM", "datePublished" : "2017-01-19 19:01:20", "description" : "This year, the IRS is warning early filers to expect a delay. Here's some facts about the possible delay.", "headline" : "Enjoy a Faster Tax Refund with Payday Perqs", "image" : { "@type" : "ImageObject", "url" : "https://cdn2.hubspot.net/hubfs/118438/images/Tax%20Form.jpg" }, "mainEntityOfPage" : { "@id" : "https://go.hfcu.org/blog/enjoy-a-faster-tax-return-with-payday-perqs", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://cdn2.hubspot.net/hubfs/118438/Logo%202.jpg" }, "name" : "Hanscom Federal Credit Union" } } ```