--- title: Hanscom FCU MoneyWisdom Blog | Checking description: Checking | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 01 Feb ![](https://go.hfcu.org/hubfs/young%20woman%20paying%20bills%20on%20couch-1.png) ](https://go.hfcu.org/blog/the-benefits-of-setting-up-direct-deposits) [The Benefits of Setting Up Direct Deposits [Receiving your first paycheck at your first job is a rite of passage into adulthood.](https://go.hfcu.org/blog/an-important-step-on-the-path-to-adulthood-your-first-checking-account) It feels good to look at that piece of paper and know that you earned the income it represents. Your hard work.. ](https://go.hfcu.org/blog/the-benefits-of-setting-up-direct-deposits) ** Credit Cards Checking ** Hanscom Federal Credit Union - [Read More ** 09 Feb ![older man using digital pencil on electronic tablet on white countertop](https://go.hfcu.org/hubfs/man%20holding%20tablet.jpg) How to Switch Checking Accounts If you've moved to a new neighborhood recently or feel like the checking account you have today won't serve your financial needs tomorrow, don't settle for less — you have the freedom to switch to a.. ** ATM Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-to-switch-checking-accounts) - [Read More ** 25 Jan ![young_woman_depositing_payroll_check](https://go.hfcu.org/hubfs/young_woman_depositing_payroll_check_easydeposit.jpg) ](https://go.hfcu.org/blog/5-ways-to-cash-your-first-payroll-check) [5 Ways to Cash Your First Payroll Check [Receiving your first paycheck at your first job is a rite of passage into adulthood.](https://go.hfcu.org/blog/an-important-step-on-the-path-to-adulthood-your-first-checking-account) It feels good to look at that piece of paper and know that you earned the income it represents. Your hard work.. ](https://go.hfcu.org/blog/5-ways-to-cash-your-first-payroll-check) ** Mobile Banking Work Checking ** Hanscom Federal Credit Union - [Read More ** 25 Jan ![A young Asian girl counts up her earnings from her first lemonade stand. ](https://go.hfcu.org/hubfs/Your%20First%20Checking%20Account%20An%20Important%20Step%20on%20the%20Path%20to%20Adulthood.png) ](https://go.hfcu.org/blog/an-important-step-on-the-path-to-adulthood-your-first-checking-account) [Opening Your First Checking Account There are several milestones associated with growing up and becoming an adult. Getting your driver’s license. Registering to vote. Graduating high school. There’s another noteworthy event, too: [**..**](https://www.hfcu.org/bank/checking-accounts/checking-accounts-and-services.html) ](https://go.hfcu.org/blog/an-important-step-on-the-path-to-adulthood-your-first-checking-account) ** Personal Finance Checking ** Hanscom Federal Credit Union - [Read More ** 11 Jan ![young Asian woman standing in front of a no fee ATM machine withdrawing cash ](https://go.hfcu.org/hubfs/young%20asian%20woman%20withdrawing%20cash%20from%20atm.png) ](https://go.hfcu.org/blog/how-to-avoid-atm-fees) [How to Avoid ATM Fees Withdrawing money from an ATM can be a convenient way to access your funds, but it can quickly become expensive if you're not careful. A recent Bankrate study found [the average combined cost of an..](https://www.bankrate.com/banking/checking/checking-account-survey/) ](https://go.hfcu.org/blog/how-to-avoid-atm-fees) ** Personal Finance Checking ** Hanscom Federal Credit Union - [Read More ** 29 Nov ![](https://go.hfcu.org/hubfs/Blog%20Photos%20(2).png) Protect yourself from ATM skimmer fraud Due to increased security in credit card and Internet transactions, traditional targets of electronic theft, many thieves are turning to other options to steal money, such as hijacking ATMs. This can.. ** Security Scams Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/fraud-at-atms-keeping-your-checking-and-savings-accounts-safe) - [Read More ** 08 Nov ![male and female friends sitting on couch gaming](https://go.hfcu.org/hubfs/Blog%20Photos-1.png) ](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit) [3 Ways to Build Wealth with Direct Deposit If you're a fan of [direct deposit](https://www.hfcu.org/direct-deposit.html), you know how much time it saves you: there's no running to your financial institution with a paper check in hand, hoping you'll get there to cash it before closing... ](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit) ** Investments Personal Finance Checking ** Hanscom Federal Credit Union - [Read More ** 01 Nov ![](https://go.hfcu.org/hubfs/images/Mobile%20Pay.jpg) Use a Mobile Wallet to Check Out Fast My daughter made a purchase at a mall store recently. She stood at the register, counting out change from her piggy bank. The folks in line behind us smiled indulgently, charmed by her earnestness. .. ** Mobile Banking Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/use-a-mobile-wallet-to-check-out-fast) - [Read More ** 28 Sep ![An older white woman with salt and pepper hair and glasses does work on her laptop and is taking notes in a notepad.](https://go.hfcu.org/hubfs/How%20Account%20Alerts%20Protect%20Against%20Fraud.png) How Account Alerts Protect Against Fraud Wouldn’t you like to know immediately if someone tapped your home equity line? Alerts will appear by email, text, or phone letting you know. Is someone trying to guess your login ID? Get alerts when.. ** Security Mobile Banking Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-account-alerts-protect-against-fraud) - [Read More ** 19 May ![two friends transferring money](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-09T143712.566.jpg) 3 Easy Ways to Transfer Your Money Transferring money from an account at one financial institution to another used to be a headache, or at the very least, required a trip to the post office to mail a check, but today there are three.. ** Savings Online Banking Checking ** MoneyWisdom Newsletter ](https://go.hfcu.org/blog/3-easy-ways-to-transfer-your-money) [**](https://go.hfcu.org/blog/topic/checking#) [1](https://go.hfcu.org/blog/topic/checking/page/1) [2](https://go.hfcu.org/blog/topic/checking/page/2) [3](https://go.hfcu.org/blog/topic/checking/page/3) [4](https://go.hfcu.org/blog/topic/checking/page/4) [5](https://go.hfcu.org/blog/topic/checking/page/5) [...](https://go.hfcu.org/blog/topic/6) [6](https://go.hfcu.org/blog/topic/checking/page/6) [**](https://go.hfcu.org/blog/topic/checking/page/2) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Checking | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement.", "headline" : "HFCU Money Wisdom Blog listing page", "image" : { "@type" : "ImageObject", "url" : "" }, "mainEntityOfPage" : { "@id" : "https://go.hfcu.org/blog/topic/checking", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://cdn2.hubspot.net/hubfs/118438/Logo%202.jpg" }, "name" : "Hanscom Federal Credit Union" } } ```