*This publication is only intended to be used for general informational purposes. Consult a tax professional for the most current data and/or personal advice.
Wouldn’t it be nice to adapt to change easily and gracefully? To offset the wallet-shock an unexpected life change can bring? You can.
A number of unexpected expenses could cause you unnecessary financial strain if you don’t have emergency savings. Here are five great reasons to start an emergency fund today.
Our pets provide emotional support, physical protection and endless entertainment. It’s no wonder that so many animal lovers consider their pets priceless.
Sixty-eight percent of US households own a pet, according to a 2017-2018 National Pet Owners Survey released by the American Pet Product Association. Dog ownership tops the list at 48 percent, with cat ownership at 38 percent. Both statistics are up a few percentage points from the last survey, conducted in 2014.
Most parents have already heard the bad news: a college education has never been more expensive. Many, in fact, are still paying off their own student debt and would like their children to avoid that burden. The good news is that there’s a lot parents can do to help their children and make the costs of college more manageable.
If you’re not a fan of the word budget, you’re not alone. For some, it conjures up a life of limits and deprivation. You work hard to make a living, and you deserve to treat yourself once in a while, right?
Saving water means saving money around your home. However, you might not be quite ready to put a brick in your toilet tank or reduce your shower flow to a trickle. Have no fear; you can still take steps to seriously reduce your water bill each month.
Every December you are bombarded with suggestions (some subtle, some not-so-much) for items to buy for the holidays. But what about items to buy AFTER the holidays? If you can wait a few days or weeks, you could land yourself some outrageous deals. In fact, if a loved one wants an item on the list below, you might even want to give them a gift card and advise them to pick it up when it goes on sale. That way, they not only get what they want, but they also get more money to spend on other desired items.
Heating your home can be expensive. According to the Energy Markets Division of Mass.gov (MassDOER), the average residential customer last year was predicted to pay $728 for natural gas, $2,171 for oil, $2,176 for propane, and $553 for electric heating. How can you cut the high costs of heating your home this winter? Here are 7 ways you can stay warm while bring the cost of heating down:
The answer is scary. According to the recent studies, 1 in 3 American non-retirees have no retirement savings or pension at all. And, 38% of respondents say that they have no plans to retire, or will delay it as long as possible, as a means of coping without retirement savings.