MoneyWisdom Blog

5 Easy Ways to Cut Monthly Expenses

Posted by Hanscom Federal Credit Union on Jan 8, 2019 6:00:00 AM

Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep you from reaching all kinds of financial goals, from paying down debt, to saving for retirement. One way to get lifestyle creep under control is to have any future raises you get direct deposited into savings – like a 401(k) account through your employer, or an Individual Retirement Account (IRA). But here are five things you can do right now to cut your monthly expenses.

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Topics: Money Management, budget, Savings

This free Fritter Finder can help you save money

Posted by Hanscom Federal Credit Union on Dec 26, 2018 2:50:00 PM

Fritters? Yes, please! Frittering? No, thanks! It's time to stop frittering your money!

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Topics: budget, Savings

CU Thrive: The Automated Savings Program That Pays 5.00% APY*

Posted by Diana Burrell on Dec 20, 2018 1:57:00 PM

If you've ever wished there was an easier way to save for a down payment on a new car or build an emergency savings account and get a great rate of return on your money, you need to check out our automated savings program, CU Thrive. Right now, it's paying a 4.89% dividend, a rate that's really hard to beat. Here's how it works.

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Topics: Savings, Money Management

25 Money-Saving (No Grinch!) Christmas Ideas

Posted by Hanscom Federal Credit Union on Dec 12, 2018 10:05:00 AM

“Then the Grinch thought of something he hadn't before! What if Christmas, he thought, doesn't come from a store. What if Christmas...perhaps...means a little bit more!” 

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Topics: Holidays, Money Management, Savings

6 Ways Subscription Boxes Can Save You Money

Posted by Hanscom Federal Credit Union on Nov 5, 2018 9:18:00 AM

Years ago, if you had a subscription to something, it was probably for a magazine, newspaper, or compact discs (remember “eight CDs for penny?”). Today, it seems you can subscribe to just about anything via a subscription box and maybe even save a little money to boot. Dinner, razors, new outfits, cleaning supplies – you name it, there's probably a merchant out there with a subscription box to suit your needs ... or wants, whims, and wallet!

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Topics: budget, Savings, Deals

7 Winter Energy Savings Tips

Posted by Trish Reske on Oct 29, 2018 4:31:00 PM

Heating your home can be expensive, and this year it may be more so. The U.S. Energy Information Administration is forecasting that heating bills for American families will be higher than last year because of higher forecast energy prices. They predict natural gas bills to rise by 5%, electricity by 3% and home heating oil by a whopping 20%. How can you cut the high costs of heating your home this winter? Here are 7 winter energy savings tips that'll bring the cost of heating your home down:

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Topics: Savings, Home Ownership, budget

Get Ready for a Tax Holiday in Massachusetts!

Posted by Diana Burrell on Aug 7, 2018 2:05:53 PM

If you've had your eye on a new laptop or need to replace a washer/dryer, this may be a good weekend to drop some serious cash. Last week Massachusetts lawmakers passed an economic development bill that includes a tax-free holiday on the weekend of August 11-12, 2018...the first tax-free holiday since 2015!

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Topics: Savings, Money Management

Emergency savings accounts: Where to stash your cash

Posted by Hanscom Federal Credit Union on Jul 1, 2018 1:48:00 PM

What if your income stream suddenly stopped? Would paying for the essentials be difficult? What if an unexpected expense, such as a medical bill, popped up? Would you be able to pay it? Many people turn to credit to help them make ends meet in difficult times. While it may provide temporary relief, it could cost you, as interest accumulates on your balance if you cannot pay it in full. Not to mention, it may be a struggle to make the payments each month.

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Topics: Savings, Money Management

6 Summer Saving Tips

Posted by Hanscom Federal Credit Union on Jun 30, 2018 1:29:00 PM

Everybody loves summer, right? School’s out. Students are graduating. Friends are getting married. And everybody’s thinking vacay! Trouble is, the costs for all that fun can add up and sink your savings goals in the process. The good news is that with a little planning, you and your family can enjoy all that summer has to offer, without busting your budget.

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Topics: Savings, Saving Money

Get a $100 Cash Reward With Sprint

Posted by Diana Burrell on Jun 6, 2018 3:12:51 PM

Hanscom FCU is always looking for ways for our members to save more money, which is why we've partnered with a program called Love My Credit Union Rewards. This program offers our members unique discounts and offers, like the one from Sprint, which gives members a $100 cash reward for every new line they activate or transfer (3 lines maximum) and $50 for each existing Sprint line transferred into the Sprint Credit Union Member Cash Rewards program. On top of this, members get a $50 Loyalty Cash Reward each year for every line activated or transferred.

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Topics: Savings, Deals, Hanscom FCU

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