We’re in the thick of autumn, with leaves falling and pumpkin everything filling store shelves. We have lots to do this time of year, but there’s one task that deserves the top spot on everyone’s to-do list: getting flu shots before flu season arrives. What may make the task more palatable for you is getting your flu shots for free!
One of my coworkers at the credit union recently forwarded me a news clip about a single mother whose car caught on fire. The young mother was stunned when she learned that although the car was totaled by her insurance company, she still owed $5,000 on the loan she'd taken out to buy the car. On top of this stress, she needed a new car to replace the one that had been totaled. You can see the news clip here.
You’re about to purchase airfare online. You’re almost done booking the ticket when you’re confronted with the question: Do you want to add travel insurance to your purchase?
You come home one day and discover that your apartment has been gutted by a fire. All of your possessions are destroyed. Your landlord’s homeowners insurance policy will cover your loss, right? Wrong.
If you or your spouse have filed for divorce, you may have the overwhelming urge to change beneficiary designations on your checking and share accounts, personal investments, life insurance, and retirement savings accounts — especially if your relationship with your spouse is contentious. The last thing you want to do at a time like this is ensure your soon-to-be ex gets their hands on money that belongs to you, right?
Insurance does not go on sale during Black Friday. Tax-free holidays don’t send consumers running to their insurance agents. And you will have to scroll Instagram for quite a long time before you reach a post boasting of a newly purchased insurance policy, hashtag #score.