You’re a great employee. You work hard and have been performing better than average at your job. You get positive input from your co-workers and your manager. But the bottom line is that you’re not getting paid what you know you are worth. How do you go about asking your boss for the raise that you deserve? Below are five tips on how to ask your boss for a raise – and raise the chances of you actually getting it.
A recent survey by The UPS Store, Inc., reveals that 66 percent of their respondents dream of opening a small business, motivated by desires such as being their own boss, seeing their idea come to life, and/or forging a new career path. Also high on respondents’ lists was their optimism that it’s a good time to start a small business.
Perhaps you’ve got the itch to strike out on your own and feel like 2019 is the year to take that leap of faith. Or maybe you’ve already hung up your shingle and need assistance as you grow. At Hanscom FCU, we want you to know we have tools and products designed for small businesses like yours, whether you’re an independent contractor, a mom-and-pop operation, or a fledgling corporation poised to be the next big thing.
How can you make a budget when you are never sure how money will be coming in? It's a dilemma that many entrepreneurs, artists, and commission-only salespeople face. If doing the work you love to do is important to you, here are four things you can do to manage an unsteady source of income:
Are you hesitant to offer financial education as part of your wellness programs or employee benefits? You aren’t alone. Many of the employers and HR professionals I talk to are aware of the benefits of providing financial literacy support to their workers, but they are also mindful of the challenges.
I talk to a lot of small business owners and HR professionals who want to increase participation in their employer retirement plans. They invest a lot of resources into retirement benefits for employees, yet many are frustrated by low participation rates.
In an effort to get employees interested in retirement plans, some employers try innovative techniques. For example, the office-supply company Staples created a vampire-themed game to make planning for retirement and money management more appealing to its busy associates.
The three-letter message on the caller ID strikes fear in any American’s heart: IRS. You pick up the phone, nervously, to hear a somber voice with an unsettling message.
“This is the IRS,’’ the voice intones, confirming the caller ID information. Adjustments have been made to your tax account and an immediate payment is due, the caller is informed. Payment must be made over the phone by cash, wire or services, such as MoneyGram. Even iTunes gift cards will suffice. If not, police will be at your location within an hour.
Reading about such an incident should trigger internal alarm bells. This kind of
What would you do with $300 billion dollars?
American businesses might want to ask themselves the same question. That astounding figure is the amount that businesses lose every year because of their employees’ stress levels, according to the World Health Organization, and money is a primary source of that stress.
More than three out of four Americans (76%) cite money and work as their major sources of stress, according to a 2013 report by the American Psychological Association and American Institute of Stress.
“Nothing productive happens in a meeting,” cautioned Ted Deeley, a retired executive vice president of a Fortune 500 company. “So many times it seems we have meetings just so people can hear themselves talk.”
Ted’s perspective may not be far off the mark. Business solutions company Atlassian reported most employees attend 62 meetings monthly, with half the meetings considered time wasted. For an hour meeting, this means 31 hours spent in unproductive meetings each month!
It’s happened: you’ve had to lay off an employee, or maybe a group of employees. It’s an emotional event, and one that requires professionalism and respect for the employees that are being let go. But what about those who are left behind? What do you do to manage their concerns and morale when they see their glum co-workers cleaning out their desks and turning in their keys?