Moving to a new city? Changing jobs? Beginning or ending a relationship? All of the above at once? New life changes can be exciting, but also overwhelming. No matter where life takes you, you’ll want to stay in control of your finances.
Police departments around the country are warning citizens in their communities to avoid abbreviating 2020 when they're writing out dates, especially on checks, contracts, and other important legal and financial documents.
It's now 2020, a number synonymous with clarity and vision.
So what better time to take a good, hard look at your finances?
Consider making a resolution to save money, one of the best ways to secure many happy new years ahead.
What do gift cards and laundry-day socks have in common?
Both disappear at alarming rates.
Nearly six in ten consumers put gift cards on their holiday wish lists this year, ahead of all other types of sought-after purchases, yet so some many of them drift to the back of desk drawers or sink to the bottom of purses, never to be seen again — or spent.
Topics: Personal Finance
Earlier this year, I set up a payment plan with a medical provider. But the billing office made an error and the next thing I knew I was receiving threatening messages from a third-party collections agency, informing me that I needed to pay the $2,500 debt immediately … or else.
Banking is usually straightforward. Your paycheck shows up in your account via direct deposit, you pay your bills with Bill Pay, and you withdraw your spending money from the ATM. Everything's easy and hassle-free.
Every now and then, though, you run into a rule or regulation that catches you short. While some of these regulations impact your financial life in minor ways, others are quite the opposite.
Here are 5 ways banking regulations can affect your everyday financial transactions:
Topics: Personal Finance
Living on a fixed income is hard for anyone, but for senior citizens, it’s especially challenging. Rising health care costs, insufficient retirement benefits, and longer life expectancies make a fixed income even more difficult. With limited dollars stretched in too many directions, many retirees have turned to credit cards to cover the shortfall. As a result, an increasing number of seniors find themselves having to repay large balances while still needing to cover necessary living expenses. However, if this sounds like you, don’t worry. You can take steps to relieve the pressure.
Ok, you're muttering to yourself: What could possibly be good about a credit card with a higher interest rate?
But hear me out. There are actually 3 good reasons a high-interest credit card can work to your benefit:
Our wallets, unlike our waistlines, tend to thin out over the holidays. Consumers are expected to spend, on average, more than $1,000 on gifts, decorations and candy this holiday season, according to the National Retail Federation.
Like battling the mall crowds and untangling decorations, bracing for the financial impact has become an unwelcome but seemingly inevitable holiday tradition.
But what if holiday presents could save or even make money? Here are some gift ideas that do exactly that, if not immediately on receipt, then in the long run.
There’s a household item that you probably consult every day that can save you big bucks. It might be on your phone or your laptop, in your purse, or even hanging on your spare room wall. Sometimes it features inspirational sayings, trivia questions, or images of the Grand Canyon or a kitten tumbling with a piece of yarn.
I’m talking about a calendar.