Recently two of our members reported unauthorized charges on their Hanscom Federal Credit Union credit cards. Both members stated their cards had been compromised when they clicked on a pop-up ad that appeared after they’d completed a survey on a third-party web site. The pop-up ads offered a choice of three “free prizes” when the member paid a shipping and handling fee. What neither member realized is they were also signing up for ongoing subscriptions of products, which would be charged to their credit cards each month.
It’s tax season and a new scam involving stolen data from tax professionals, fraudulent tax filings, and erroneous checking account deposits has law enforcement and the Internal Revenue Service (IRS) on high alert.
Here’s how the scam works and what to do if a mysterious tax refund appears in your checking account or mailbox.
She opens her messages from the online dating site and her heart skips a beat.
Someone wants to meet her. But not just any man. He is the man of her dreams, dreams sparked the first time she watched An Officer and A Gentleman and enhanced by a decade of Lifetime movie-watching.
In his photo, he sports a military uniform and is dashing, clean cut, a man of action.
With increasing news reports about data breaches, take precautions now to protect your identity:
1. Check your credit report.
As a member of Hanscom FCU, you can request a free copy of your credit report. Visit www.hfcu.org/score to learn more.
The three-letter message on the caller ID strikes fear in any American’s heart: IRS. You pick up the phone, nervously, to hear a somber voice with an unsettling message.
“This is the IRS,’’ the voice intones, confirming the caller ID information. Adjustments have been made to your tax account and an immediate payment is due, the caller is informed. Payment must be made over the phone by cash, wire or services, such as MoneyGram. Even iTunes gift cards will suffice. If not, police will be at your location within an hour.
Reading about such an incident should trigger internal alarm bells. This kind of
Information breaches are becoming the norm rather than the exception these days. Equifax. Yahoo. Verizon. Facebook.
The list goes on, yet most people don’t change how they live in and use the online stratosphere. They think it won’t happen to them, or the effects won’t be life-changing. What they don’t realize — usually until it’s too late — is: It does and it is.
So, what steps can you take to safeguard your identity while still enjoying social media?
My grandmother, known to all as Nana, always sent a little something to her grandchildren for birthdays and holidays. Once she tucked a few dollars inside a Halloween card when I was at college, telling me to spend it however I wanted. “Even on pizza,” she wrote.
On September 7, consumer reporting agency Equifax announced that hackers gained unauthorized access to its data files. As many as 143 million people, mostly in the United States, are potentially impacted by this breach. The company also identified criminal access to information involving residents of the United Kingdom and Canada, adding that no other countries were affected.
Hurricane Harvey has been wreaking havoc in Texas since it made landfall on Friday August 25, 2017, with heavy rains, damaging winds and flooding expected to continue for days. It began as a Category 4 hurricane when it reached Rockport, Texas, and has stalled over the state, which accounts for the record-breaking rain, predicted as high as 50 inches of rainfall for the entire storm by some forecasters.
There’s a new phone scam sweeping the country. The “Can you hear me now?” scheme attempts to record your voice over the phone. (When you pick up the phone, you’ll hear someone ask, “Can you hear me now?”) The scammer then records and uses your “yes” response to sign you up for a product or service – and demand payment.
If you refuse to pay, the criminals may threaten you with legal action, citing your “yes” as proof.
To protect yourself, the Better Business Bureau offers five helpful tips: