It’s a shocking experience thousands of parents have endured the past few years: finding out someone else has been using their child’s identity. It’s heartbreaking to think of a young person trying to start out in life already tarnished by unwarranted black marks. To guard against a future of frustration for your child, take the following kid-specific identity theft prevention measures.
My day fell apart in front of the iced coffee machine at my neighborhood convenience store. I had pulled out an extra-large cup, filled it with ice cubes, and then mixed the iced coffee and milk in my traditional equal portions. I could practically taste the cold brew, and the long, refreshing gulp that would ward off the already rising morning temperatures. But first I needed money to pay for my treat. And that’s when I realized: I had no money because I had no wallet.
Earlier this week Equifax settled with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau, and 50 U.S. states and territories, agreeing to pay out up to $425 million to consumers whose personal information was exposed during their data breach. Approximately 147 million people were affected by this breach, so if you were one of them, here's what to do:
Identity theft is something we all have to take precautions against. Approximately 1 in 15 Americans experience some type of identity theft each year.* The most vulnerable of us are the elderly who may not have the knowledge of how to protect against identity theft in an ever-increasing electronic world.
Scams targeting older adults are on the rise. It's a nearly $40 billion industry, and as thieves conjure up new schemes and technology grows at light-speed, the number of scams is likely to increase exponentially. In the face of such growth, how can you protect yourself or older family members from becoming victims to crooks?
Wouldn’t you like to know immediately if someone if trying to tap into your home equity line? You can when you set alerts through Online Access HD on your Hanscom FCU accounts. The alerts will appear by email, text, or phone to let you know, and in seconds, you'll be aware if someone is attempting to guess your login ID or if an invalid password has been submitted.
Do you keep your many passwords in a computer file labeled “passwords”? Do you type in your mother’s maiden name when asked by a security feature? Do you like to do your online holiday shopping while sipping coffee at Panera? If you answered yes to any of these, it is time to update your habits.
Like millions of Americans, I regularly field calls from scammers who threaten me with jail time because I haven't paid my taxes or who tell me the police are coming to my workplace to serve me with papers for a bogus debt. However, earlier this week I got a call from a fraudster who scared me when she said the last four digits of my Social Security number.
Over half of all U.S. adults use online banking services.* Are your concerns about banking online stopping you from joining in? You may be surprised to learn it’s more secure than ever and virtually anything that can be done in-person can now be done, well, virtually. Take a moment to erase your fears and dispel some myths of mobile banking.
Tax season is here, and it’s stressful enough without the threatening and aggressive tactics of scammers impersonating the IRS. In recent years, thousands of people have lost substantial amounts of money, as well as precious personal information, to tax scams. Although you may think you’re too savvy to fall victim, it’s important to remember that every year, criminals find new and creative ways to cheat you out of your money and identity.