Your Stimulus Payment May Be Arriving On a Debit Card

stimulus check

According to the Internal Revenue Service (IRS), millions of Americans will be receiving their second stimulus payments from the U.S. Treasury in the form of debit cards instead of paper checks. As they're arriving in American mailboxes, however, many debit cards are being discarded according to some news media when their recipients mistake them for scams.

The IRS says, "IRS and Treasury urge eligible people who don't receive a direct deposit to watch their mail carefully during this period. The prepaid debit card, called the Economic Impact Payment card, is sponsored by the Bureau of the Fiscal Service and is issued by Treasury's financial agent, MetaBank®, N.A. The IRS does not determine who receives a prepaid debit card."

If you get refunds from the IRS via direct deposit, you won't get a check or debit card. However, if you've received a paper check for your first stimulus payment, there's a chance you may receive one of the debit cards for your second payment instead of a check.

The IRS has posted sample photos of the debit cards and the mailing envelope to help Americans identify the payments when they arrive in the mail.

If you haven't received a paper check or a debit card, you can check the status of your payment at Get My Payment on the IRS website.

We will update this post with any additional information we receive about the second round of stimulus checks.


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About Author

Diana Burrell
Diana Burrell

Diana Burrell is the communications manager at Hanscom FCU and edits the MoneyWisdom blog. She has a background in magazine journalism, as well as marketing, advertising, and public relations, and has written over a dozen books. You can reach her at

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