---
title: Your Stimulus Payment May Be Arriving On a Debit Card
description: "It's not a scam: your stimulus payment may be arriving in the form of a debit card. Here's what you need to know when you're getting the mail."
image: https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-01-28T140955.309.jpg
---

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# Your Stimulus Payment May Be Arriving On a Debit Card

** [Hanscom Federal Credit Union](https://go.hfcu.org/blog/author/hanscom-federal-credit-union) ** Jan 28, 2021

![stimulus check](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-01-28T140955.309.jpg)

According to the [Internal Revenue Service](https://www.irs.gov/newsroom/treasury-issues-millions-of-second-economic-impact-payments-by-debit-card) (IRS), millions of Americans are receiving their [stimulus payments](https://go.hfcu.org/blog/what-you-need-to-know-about-a-second-stimulus-check) from the U.S. Treasury in the form of debit cards instead of paper checks. As they're arriving in American mailboxes, however, many debit cards are being discarded according to the [media](https://www.newsweek.com/stimulus-checks-arrive-prepaid-debit-cards-confused-scams-1565101) when their recipients mistake them for scams.

The IRS says, "IRS and Treasury urge eligible people who don't receive a direct deposit to watch their mail carefully during this period. The prepaid debit card, called the [Economic Impact Payment card](https://www.eipcard.com/), is sponsored by the Bureau of the Fiscal Service and is issued by Treasury's financial agent, MetaBank®, N.A. The IRS does not determine who receives a prepaid debit card."

If you get refunds from the IRS via [direct deposit](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit), you won't get a check or debit card. However, if you typically get refunds in the form of a check, you need to know about this change.

The IRS has posted [sample photos](https://www.irs.gov/newsroom/treasury-issues-millions-of-second-economic-impact-payments-by-debit-card) of the debit cards and the mailing envelope to help Americans identify the payments when they arrive in the mail.

You can check the status of your payment at [Get My Payment](https://www.irs.gov/coronavirus/get-my-payment) on the IRS website.

(This post was updated on May 4, 2021)

 

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### About Author

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Hanscom Federal Credit Union

Hanscom Federal Credit Union, a purpose-driven $1.9 billion organization based in Littleton, MA, empowers its members to achieve financial wellness. Hanscom FCU serves over 95,000 members across the country and overseas through 16 branches, over 100,000 surcharge-free ATMs, 5,000 contact centers, and a web-based branch.

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