--- title: 6 Summer Savings Tips description: With a little planning, you can enjoy all that summer has to offer without busting your budget. Here are 6 ways to cool your spending this season. image: https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-05-20T190535.033.jpg --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - 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School’s out. Students are graduating. Friends are getting married. And everybody’s thinking vacay! Trouble is, the costs for all that fun can add up and sink your savings goals in the process. The good news is that with a little planning, you and your family can enjoy all that summer has to offer, without busting your budget. Consider these summer spending tips: 1. ** Visit During the Off-Season** If you couldn’t swing Thanksgiving in Arizona or Christmas in the tropics, summer’s your time to visit. Destinations like these, which draw big crowds in winter, tend to slow down in the hotter summer months. If you can take the heat, you can [snag some great deals](https://go.hfcu.org/blog/why-you-should-pay-in-local-currency-when-traveling-abroad) during the off-season. 2. ** Try Camping** If you stock up on all of the newest gear, even camping can be expensive, but many outdoor retailers rent all the basic equipment you’ll need for a campground getaway. Some even offer free workshops to show you the ropes of pitching a tent and using a cook stove. Take up fishing and save even more on meals while you enjoy the great outdoors. 3. ** Skip the Cash Gifts** While it’s true that cash is a one-size-fits-all [gift for new grads](https://go.hfcu.org/blog/great-gift-ideas-for-the-college-graduate), it’s not very personal. And if you’ve got lots of students to remember, you could easily zero-out your checking account. Instead, consider giving each of the students in your life a book that’s been influential in your life. One that teaches the basics of budgeting, saving, and investing would be a great way to get the new grad off on the right foot financially. 4. ** Make it a Potluck** Backyard barbeques are a summer staple, but when you’re footing the bill for everybody’s burgers, sides, drinks and desserts, the tab can run a little high. Next time you play host, ask each of your guests to bring something. Most people love to pitch in on a party, and even non-cooks can help by bringing things like soft drinks, ice, and disposable dinnerware. 5. ** Give a Family Heirloom** If you’ll be attending the [wedding of a family member,](https://go.hfcu.org/blog/5-ways-to-save-on-wedding-gifts-without-looking-cheap) think about putting together a cookbook of family recipes. Or perhaps it’s time to pass on a family heirloom, such as a piece of jewelry. 6. ** Be First on the Registry** If you’re not related to the happy couple, their online registry will let you know what gifts they’d really like to receive. But don’t wait until the last minute to shop. The day before the wedding, the only “unclaimed” items on a registry are likely to be super-expensive items that only the rich uncle can afford. You can put those extra savings to work for you by signing up for a [Your Way savings account](https://www.hfcu.org/bank/checking-accounts/your-way-accounts_and_services.html). Automatically deposit up to $500 a month into this one-year plan and earn impressive dividends!  Copyright © [BALANCE](http://www.balancepro.net/partners/hanscomfcu/)   [![Learn more about Your Way savings ](https://no-cache.hubspot.com/cta/default/118438/4a1bd9e1-99fb-4050-bfd2-8d87c79395b3.png)](https://cta-redirect.hubspot.com/cta/redirect/118438/4a1bd9e1-99fb-4050-bfd2-8d87c79395b3)   *Others are reading:* - [All About Emergency Savings Accounts or ESAs](https://go.hfcu.org/blog/all-about-emergency-savings-accounts-esa) - [5 Questions That Can Save You Money](https://go.hfcu.org/blog/5-questions-save-money) - [5 Ways Your Credit Union Saves You Money](https://go.hfcu.org/blog/5-ways-your-credit-union-saves-you-money) - [Emergency Savings Accounts: Where to Stash Your Cash](https://go.hfcu.org/blog/emergency-savings-accounts-where-to-stash-your-cash) ** [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance), [Saving Money](https://go.hfcu.org/blog/topic/saving-money) [** Great Gift Ideas for the College Graduate ](https://go.hfcu.org/blog/great-gift-ideas-for-the-college-graduate) [** Financial Relief Available for COVID-Related Burial Costs ](https://go.hfcu.org/blog/financial-relief-burial-costs-covid) ### About Author ![Hanscom Federal Credit Union](https://go.hfcu.org/hubfs/HFCU-Profile-1000x1000.jpg) Hanscom Federal Credit Union Hanscom Federal Credit Union, a purpose-driven $1.9 billion organization based in Littleton, MA, empowers its members to achieve financial wellness. Hanscom FCU serves over 95,000 members across the country and overseas through 16 branches, over 100,000 surcharge-free ATMs, 5,000 contact centers, and a web-based branch. 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The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) [9 Smart Moves for Lottery Winners](https://go.hfcu.org/blog/lottery) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/lottery_winner.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "January 31, 2024, 6:31:56 PM", "datePublished" : "2021-05-21 11:15:00", "description" : "With a little planning, you can enjoy all that summer has to offer without busting your budget. Here are 6 ways to cool your spending this season.", "headline" : "6 Summer Savings Tips", "image" : { "@type" : "ImageObject", "url" : "https://f.hubspotusercontent30.net/hubfs/118438/Untitled%20design%20-%202021-05-20T190535.033.jpg" }, "mainEntityOfPage" : { "@id" : "https://go.hfcu.org/blog/6-summer-saving-tips", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://cdn2.hubspot.net/hubfs/118438/Logo%202.jpg" }, "name" : "Hanscom Federal Credit Union" } } ```