MoneyWisdom Blog

7 Ways Pet Lovers Can Earn Money

Posted by Sandra Quadros Bowles on Oct 18, 2019 3:36:04 PM

Whether they're walking dogs or cleaning up after them, millions of Americans have landed gigs that combine their love for warm, furry creatures with their desire for cold, hard cash.

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7 Things to Know Before Signing up for a Store Rewards Program

Posted by Dawn Weinberger on Oct 14, 2019 5:00:00 AM

It seems like every retail transaction we make involves some sort of secondary solicitation from the cashier. Do you want to donate to the charity du jour? Save 15% on today’s purchase by opening a store credit card? Sign up for our rewards program? (By the way, it's free and only takes two minutes to sign up!)

Even if the first two questions compel a hard no for you, signing up for a store rewards program might be worth it — especially when one is offered at a store you visit frequently and you want to save some cash.

So how do you know if a rewards program is right for you? Here are 7 things you should know before signing up for a store rewards program.

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23 Organizations Dedicated to the Needs of Seniors

Posted by Hanscom Federal Credit Union on Oct 11, 2019 1:00:00 PM

Organizing the needs and finances for our loved ones, family members, or our own retirement can be overwhelming. The good news is that there are many helpful organizations specializing in senior issues.

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9 Smart Moves for Lottery Winners

Posted by Hanscom Federal Credit Union on Oct 10, 2019 3:47:00 PM

Beating incredible odds, you’re holding a winning lottery ticket in your sweaty-hands. Your heart is racing. You’ve checked the numbers more times than you can count. What should you do? Breathe. We spoke with several investment advisors and attorneys to find out the top advice for lottery winners, and we share their advice here.

To start, they advise that you don’t make any life changes right away. In fact, keep quiet about your winnings until you have had time to think through the consequences of making the news public. Don’t go on a spending spree. Don’t post your windfall on Facebook. Do everything that you can to maintain your privacy because predators will be knocking at your door. 

Next, follow these smart steps for lottery winners: 

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Topics: Investment

A Financial Guide to Planning Your Funeral

Posted by Hanscom Federal Credit Union on Oct 8, 2019 9:43:24 AM

Planning a funeral is not what most people would envision as a fun way to spend an afternoon, especially if it is your own funeral that you are planning. However, it is a task that should not be neglected. A funeral costs can quickly rise to upwards of $10,000, and without proper planning, loved ones can be stuck with bills they cannot afford to pay.

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Topics: Estate Planning

6 Ways to Make Money with Your Store Receipts

Posted by Sandra Quadros Bowles on Oct 7, 2019 7:36:00 AM

“Do you want your receipt?’’

We hear that question so often as clerks complete our transactions that we can be tempted to tune it out, dismissing it with a quick head shake as we dash off to the next receipt-generating errand.

But we shouldn’t. Taking that receipt can pay off...literally. It's a small piece of paper that can add up to big bucks.

Here are 6 reasons why you should always say yes to the receipt:

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Topics: Savings

This Week's Money News Can Improve Your Finances

Posted by Diana Burrell on Oct 4, 2019 5:30:00 AM

This week, it was scams, scams, scams...online scams, dating scams, and phishing scams. Read on to learn how to protect yourself from crooks eager to rip you off.

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6 Things to Know About Leaving Money and Assets to Minors

Posted by Dawn Weinberger on Oct 3, 2019 4:23:42 PM

You’ve thought long and hard about who will take on guardianship of your minor children in the event of your death, and you want to make sure that a) this trusted friend or family member has enough money to cover the costs of raising them and b) your kids will have the funds to eventually pay educational costs and/or get their adult lives started.

The truth is, the process knowing how to distribute your assets is overwhelming, so we’re here to help with 6 things you should know about leaving money and assets to minor children.

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Topics: Estate Planning, children, Death

Here's How to Avoid Rising ATM Fees

Posted by MaryJo Kurtz on Oct 2, 2019 10:12:00 AM

As a credit union member, you're a savvy consumer. I’ll take it a step further: you're brilliant. This statement is underscored by a recent Bankrate.com survey that shows the average cost for an ATM withdrawal hit a record $4.72 in the last year, up 3.3% over the past three years and 33% the past decade. It's also a cost that you, in your wisdom, have chosen not to pay as a member of Hanscom FCU.

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Topics: Hanscom ATM

How to Increase Your Home Value Before An Appraisal

Posted by Diana Burrell on Oct 1, 2019 12:17:35 PM

If you're applying for a home equity loan or HELOC (home equity line of credit), you'll want to make sure you get approved for the maximum amount you can. That figure will hinge on the appraised value of your home. Even if your property needs a lot of work — one reason why you might be applying for a loan in the first place! — a little TLC ahead of an appraisal can ensure you're approved for the loan amount that helps you achieve your goals. 

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Topics: Home Equity

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