--- title: Hanscom FCU MoneyWisdom Blog (5) description: Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (5) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 07 Dec ![Father on living room floor holding up baby next to holiday tree](https://go.hfcu.org/hubfs/Blog%20Photos%20(3).png) How to Keep Your Home After a Divorce You and your spouse have decided to split, or you’re in the midst of parting ways, and you’re wondering if you should try to negotiate to keep the house you’ve shared. In most cases, the primary.. ** Home Personal Finance Divorce Mortgage ** Marcia Layton Turner ](https://go.hfcu.org/blog/how-to-keep-your-home-after-a-divorce) - [Read More ** 06 Dec ![two women sitting on couch with ipad deciding to buy or lease a car](https://go.hfcu.org/hubfs/Blog%20Photos%20(1).png) Is It Better To Buy Or Lease a Car? When you're in the market for a new car, whether it’s your first or your next, you’ll see tons of ads promising super-low monthly payments that may sound too good to be true. ** Auto ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/should-you-buy-or-lease-your-new-car) - [Read More ** 05 Dec ![An older Black couple drinking coffee together in their bright living room. ](https://go.hfcu.org/hubfs/What%20To%20Ask%20About%20Borrowing%20Home%20Equity.png) What to Ask About Borrowing Home Equity ## Everything You Want to Know Before You Borrow Home Equity So you’re thinking about borrowing home equity, but you have a bunch of questions. What kinds of rates can I expect? What sorts of penalties.. ** Home Home Equity ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/what-to-ask-about-borrowing-home-equity) - [Read More ** 30 Nov ![A man with black glasses and his hair pulled back in a ponytail uses an ATM. He's looking at his phone and holding his debit card in his hand.](https://go.hfcu.org/hubfs/The%20Best%20Way%20to%20Avoid%20ATM%20Fees.png) ](https://go.hfcu.org/blog/the-best-way-to-avoid-atm-fees) [The Best Way to Avoid ATM Fees I'm reminded, yet again, about the benefits of credit union membership. In a [recent Bankrate study](https://www.bankrate.com/banking/checking/checking-account-survey/), the average combined cost of an out-of-network ATM transaction is $4.66, the highest it has been.. ](https://go.hfcu.org/blog/the-best-way-to-avoid-atm-fees) ** Personal Finance ** Maria Porto - [Read More ** 29 Nov ![](https://go.hfcu.org/hubfs/Blog%20Photos%20(2).png) Protect yourself from ATM skimmer fraud Due to increased security in credit card and Internet transactions, traditional targets of electronic theft, many thieves are turning to other options to steal money, such as hijacking ATMs. This can.. ** Security Scams Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/fraud-at-atms-keeping-your-checking-and-savings-accounts-safe) - [Read More ** 25 Nov ![A grey haired white woman bakes in the kitchen with her grandkids. They were playing with the flour and have some on all of their smiling faces.](https://go.hfcu.org/hubfs/How%20To%20Use%20Home%20Equity%20Best%20Uses%20For%20Your%20HELOC.png) How to Use Home Equity: Best Uses For Your HELOC ## How Do Homeowners Use Home Equity? Rising residential real estate values mean an increase in home equity for American homeowners, and many are taking advantage of this fresh source of revenue. But.. ** Investments Home Equity Home Ownership ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-to-use-home-equity-best-uses-for-your-heloc) - [Read More ** 23 Nov ![Young white couple sit on their floor putting together furniture as they remodel their home together.](https://go.hfcu.org/hubfs/Home%20Equity%20Loan%20Vs.%20Home%20Equity%20Line%20Of%20Credit.png) ](https://go.hfcu.org/blog/home-equity-loan-vs-home-equity-line-of-credit) [Home Equity Loan vs. Home Equity Line Of Credit If you want to make some essential home improvements or simply need cash to pay bills, you may be looking at your [home's equity as a source of funding](https://go.hfcu.org/blog/wise-home-equity-planning). First, home equity is the value of your home.. ](https://go.hfcu.org/blog/home-equity-loan-vs-home-equity-line-of-credit) ** Investments Home Equity ** Hanscom Federal Credit Union - [Read More ** 15 Nov ![A man crouched on the floor doing tiling work as part of a bathroom remodel.](https://go.hfcu.org/hubfs/The%205%20Benefits%20Of%20Renovating%20Your%20Bathroom.png) ](https://go.hfcu.org/blog/bid/142444/what-are-the-benefits-of-updating-a-bathroom) [The 5 Benefits of Renovating Your Bathroom Looking for simple renovations that will give your home a face lift? Start with your bathroom, especially if you have pink tile and a baby blue toilet.  Outdated bathrooms can [stop potential buyers in..](https://go.hfcu.org/blog/stage-your-house-to-sell) ](https://go.hfcu.org/blog/bid/142444/what-are-the-benefits-of-updating-a-bathroom) ** Home Home Ownership ** Hanscom Federal Credit Union - [Read More ** 08 Nov ![male and female friends sitting on couch gaming](https://go.hfcu.org/hubfs/Blog%20Photos-1.png) ](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit) [3 Ways to Build Wealth with Direct Deposit If you're a fan of [direct deposit](https://www.hfcu.org/direct-deposit.html), you know how much time it saves you: there's no running to your financial institution with a paper check in hand, hoping you'll get there to cash it before closing... ](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit) ** Investments Personal Finance Checking ** Hanscom Federal Credit Union - [Read More ** 01 Nov ![](https://go.hfcu.org/hubfs/images/Mobile%20Pay.jpg) Use a Mobile Wallet to Check Out Fast My daughter made a purchase at a mall store recently. She stood at the register, counting out change from her piggy bank. The folks in line behind us smiled indulgently, charmed by her earnestness. .. ** Mobile Banking Checking ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/use-a-mobile-wallet-to-check-out-fast) [**](https://go.hfcu.org/blog/page/4) [1](https://go.hfcu.org/blog/page/1) [...](https://go.hfcu.org/blog/page/1) [3](https://go.hfcu.org/blog/page/3) [4](https://go.hfcu.org/blog/page/4) [5](https://go.hfcu.org/blog/page/5) [6](https://go.hfcu.org/blog/page/6) [7](https://go.hfcu.org/blog/page/7) [...](https://go.hfcu.org/blog/page/10) [71](https://go.hfcu.org/blog/page/71) [**](https://go.hfcu.org/blog/page/6) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Comment ### Subscribe To Blog ### Subscribe to Email Updates ### contact **Hanscom Federal Credit Union** 1610 Eglin St. Hanscom AFB, MA 01731 Call us: [800-656-4328](tel:8006564328) [https://www.hfcu.org/](https://www.hfcu.org/) ### About Us [The MoneyWisdom Blog](https://www.hfcu.org/the-moneywisdom-blog.html) ### Social ** ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.facebook.com/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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