--- title: Hanscom FCU MoneyWisdom Blog (27) description: Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (27) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - 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[Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 18 May ![employees enjoying work perk of belonging to Hanscom FCU](https://go.hfcu.org/hubfs/Untitled%20design%20(82).jpg) Here's A Free Work Perk That Improves Employee Productivity You can offer a perk that'll get **five extra productive hours per week from your workers**. ** Hanscom FCU Business Work Financial Wellness ** Bill Burpeau ](https://go.hfcu.org/blog/a-free-work-perk-that-improves-employee-productivity) - [Read More ** 13 May ![a clutter-free kitchen](https://go.hfcu.org/hubfs/Untitled%20design%20(79).jpg) 7 Ways to Cut Clutter Clutter creates stress and anxiety, and we don’t need any more of that during these already nerve-wracking times. In addition, too much clutter means it's easier to misplace bills, which means.. ** Home Work ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/7-ways-to-cut-clutter) - [Read More ** 08 May ![fake covid-19 testing site scam](https://go.hfcu.org/hubfs/Untitled%20design%20(77).jpg) 3 New Coronavirus Scams to Watch Out For News alert: Scammers aren’t sheltering in place during the COVID-19 pandemic. ** Security Scams Government ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/3-new-coronavirus-scams-to-watch-out-for) - [Read More ** 02 May ![laptop used to refinance a mortgage](https://go.hfcu.org/hubfs/Untitled%20design%20(76).jpg) 3 New Rules for Refinancing Your Mortgage Since interest rates have been dropping, you may be wondering if it's a good time to refinance your mortgage. The old rule of thumb was when interest rates went down by a point, it was a good time to.. ** Home Equity Home Ownership Mortgage ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/3-new-rules-for-refinancing-your-mortgage) - [Read More ** 27 Apr ![silver being liquidated from estate](https://go.hfcu.org/hubfs/Untitled%20design%20(73).jpg) ](https://go.hfcu.org/blog/how-to-liquidate-an-estate) [How to Liquidate an Estate Along with grief, the loss of a loved one brings a big to-do list. First, there are funeral arrangements to be made. Then, you need to figure out what to do about [the will and/or trust ](https://go.hfcu.org/blog/estate-planning-101-the-difference-between-a-will-and-a-trust)(which may or.. ](https://go.hfcu.org/blog/how-to-liquidate-an-estate) ** Life Changes Estate Planning Death ** Dawn Weinberger - [Read More ** 23 Apr ![pet adoption by boy during coronavirus pandemic](https://go.hfcu.org/hubfs/Untitled%20design%20(71).jpg) ](https://go.hfcu.org/blog/7-things-to-consider-before-adopting-a-pet-during-a-crisis) [7 Things to Consider Before Adopting a Pet During a Crisis Having a pet during a crisis can be a great comfort. It makes the thought of adopting a new best friend especially appealing during times of anxiety and uncertainty. In fact, [pet shelters are..](https://www.nbcnews.com/health/health-news/call-has-been-answered-animal-shelters-across-u-s-are-n1186351) ](https://go.hfcu.org/blog/7-things-to-consider-before-adopting-a-pet-during-a-crisis) ** Home Life Changes ** Sandra Quadros Bowles - [Read More ** 20 Apr ![contract for apartment rental](https://go.hfcu.org/hubfs/Untitled%20design%20(72).jpg) ](https://go.hfcu.org/blog/4-steps-to-take-when-you-cant-pay-your-rent) [4 Steps to Take When You Can't Pay Your Rent A record number of Americans are out of work because of the coronavirus pandemic, and apartment dwellers who are not getting regular paychecks are finding [they're unable to pay rent when it's due](https://www.forbes.com/sites/dimawilliams/2020/03/30/with-rent-soon-due-apartment-industry-already-copes-with-coronavirus-effects/#43544d52347a). ](https://go.hfcu.org/blog/4-steps-to-take-when-you-cant-pay-your-rent) ** Home Personal Finance Life Changes Money Management ** Matthew M. Robare - [Read More ** 08 Apr ![man bringing food in box to alleviate food insecurity](https://go.hfcu.org/hubfs/Untitled%20design%20(70).jpg) 6 Solutions For Food Insecurity During the Coronavirus Outbreak During the novel coronavirus outbreak in 2020, more Americans are seeking help to keep their families fed as the economy contracts during the pandemic. Here are six solutions to prevent food.. ** Community Home Life Changes ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/6-solutions-for-food-insecurity-during-the-coronavirus-outbreak) - [Read More ** 06 Apr ![member using mobile payment during coronavirus pandemic](https://go.hfcu.org/hubfs/Untitled%20design%20(68).jpg) 5 Reasons to Go Cashless During the Coronavirus Pandemic During emergencies or times of uncertainty, many people rush to their nearest ATMs to take out some cash “just in case.” Having cash on hand can give some people a sense of control in these sorts of.. ** Mobile Banking Credit Cards Online Banking Money Management ** Monica Parks ](https://go.hfcu.org/blog/5-reasons-to-go-cashless-during-the-coronavirus-pandemic) - [Read More ** 02 Apr ![stimulus cash for Americans with tax return](https://go.hfcu.org/hubfs/Untitled%20design%20(67)-1.jpg) ](https://go.hfcu.org/blog/how-to-get-your-stimulus-check-quickly) [How To Get Your Stimulus Check Quickly (Updated 3/24/2021) Millions of Americans will soon receive another round of stimulus checks, [up to $1,400 per adult and $1,400 for dependents, depending on adjusted gross incomes reported on 2020..](https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments) ](https://go.hfcu.org/blog/how-to-get-your-stimulus-check-quickly) ** Personal Finance Money Management Checking Government ** Hanscom Federal Credit Union [**](https://go.hfcu.org/blog/page/26) [1](https://go.hfcu.org/blog/page/1) [...](https://go.hfcu.org/blog/page/22) [25](https://go.hfcu.org/blog/page/25) [26](https://go.hfcu.org/blog/page/26) [27](https://go.hfcu.org/blog/page/27) [28](https://go.hfcu.org/blog/page/28) [29](https://go.hfcu.org/blog/page/29) [...](https://go.hfcu.org/blog/page/32) [71](https://go.hfcu.org/blog/page/71) [**](https://go.hfcu.org/blog/page/28) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Comment ### Subscribe To Blog ### Subscribe to Email Updates ### contact **Hanscom Federal Credit Union** 1610 Eglin St. Hanscom AFB, MA 01731 Call us: [800-656-4328](tel:8006564328) [https://www.hfcu.org/](https://www.hfcu.org/) ### About Us [The MoneyWisdom Blog](https://www.hfcu.org/the-moneywisdom-blog.html) ### Social ** ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.facebook.com/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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