If you’re shopping for a home for the first time, you’ve probably heard of an Adjustable Rate Mortgage, or ARM. It’s a type of home loan with an interest rate that changes over time.
You really want to buy a home — after all, it is still a part of the American Dream — but the finances of it can seem overwhelming. That’s why it’s so important to do some thorough prep work..
In the past, realtors and people selling homes were looking out for buyers who were pre-approved. Pre-approved was a broad term that could mean anything from a potential buyer who applied for a..
As a homeowner, I often find myself researching how to increase home value without draining my savings. My neighbors seem to have some pretty creative ideas: one added landscaping, another..
It can take 2 to 4 weeks from application to closing for a home equity loan or HELOC (Home Equity Line of Credit), depending on the complexity of the loan request.
Here's what happens during the..
At the start of a new year, many of us take the opportunity to reflect on the past 365 days and consider what we might change going forward.
“Then the Grinch thought of something he hadn't before! What if Christmas, he thought, doesn't come from a store. What if Christmas...perhaps...means a little bit more!”
The holidays can be an energy guzzler. The Christmas lights are hung and turned on 24/7. The oven is busy baking gingerbread cookies, yams, turkey, etc. The whole family is at home and turns on..
Longer nights and falling leaves are the precursor to heating bills and chilly times at home. When you winterize your home now before the snows blow in, it can minimize the impact to your wallet..
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