--- title: Hanscom FCU MoneyWisdom Blog | Home (4) description: Home | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (4) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - 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[Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 16 Jun ![young woman sitting under central air inside](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-06-04T141056.803.jpg) ](https://go.hfcu.org/blog/chill-out-this-summer-with-mass-save) [Chill Out This Summer With Mass Save If the thought of another summer with window-mount air conditioning—or worse, one with no a/c at all!— has you down, maybe it's time to think about [upgrading your home with a central air conditioning..](https://go.hfcu.org/blog/bid/134705/make-your-home-green-and-save-green-with-a-mass-save-heat-loan) ](https://go.hfcu.org/blog/chill-out-this-summer-with-mass-save) ** Home Mass Save ** MoneyWisdom Newsletter - [Read More ** 10 Jun ![family standing in front of house they bought in bidding war](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-06-03T125755.593.jpg) 5 Tips to Win a Bidding War on a House In these days of record low housing inventories, buying a house can seem like a military campaign. ** Home Home Ownership Mortgage ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/win-a-bidding-war-on-house) - [Read More ** 04 Jun ![man at laptop using mortgage calculator](https://go.hfcu.org/hubfs/images/Man_at_laptop.jpg) 4 Handy Online Calculators for Home Buyers I enjoy our *Lunch and Learn* seminars because they give me a chance to share helpful information, and I get to hear what’s on everyone's mind when it comes to personal finance. In this blog, I've got.. ** Home Mortgage ** Maria Porto ](https://go.hfcu.org/blog/4-handy-online-calculators-for-home-buyers) - [Read More ** 03 Jun ![Home Inspector checking an electrical conduit.jpg](https://go.hfcu.org/hubfs/images/Home%20Inspector%20checking%20an%20electrical%20conduit.jpg) ](https://go.hfcu.org/blog/bid/147500/examining-the-home-inspection-process) [Examining the Home Inspection Process With all the assorted [fees and costs](https://go.hfcu.org/blog/bid/145356/home-equity-faqs-what-are-your-closing-costs) that come with buying a home, skipping [the home inspection](https://go.hfcu.org/blog/how-to-increase-your-home-value-before-an-appraisal) can seem like a good way to save money. But foregoing the inspection could end up costing you.. ](https://go.hfcu.org/blog/bid/147500/examining-the-home-inspection-process) ** Home ** Bill Burpeau - [Read More ** 12 Mar ![father mother baby reading a book](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-11T170158.003.jpg) The Difference Between a Home Equity Loan and a Home Equity Line of Credit If you want to make some essential home improvements or simply need cash to pay bills, you may be looking at your home's equity as a source of funding. There are two ways you can use it: through a.. ** Home Home Equity ** Bill Burpeau ](https://go.hfcu.org/blog/bid/146637/home-equity-faqs-home-equity-loan-vs-home-equity-line-of-credit) - [Read More ** 10 Mar ![older woman with male home inspector](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-10T091029.144.jpg) The 3 Tools You'll Need For a Problem-Free Home Purchase You know the basics when viewing properties. Flick the light switches, inspect the closets, take a deep sniff in the basement. But do you know the tools that can help you uncover a problem, and how.. ** Home Home Ownership Mortgage ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/home-sweet-home-3-tools-disclose-issues-for-home-buyers) - [Read More ** 05 Mar ![Three veterans smiling with arms around each other](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-02T111323.572.jpg) ](https://go.hfcu.org/blog/how-to-save-on-property-taxes) [How to Save on Property Taxes Your property tax bill can make your eyes widen and your wallet shrivel. In Massachusetts, [the median property tax bill exceeds $4,500](https://smartasset.com/taxes/massachusetts-property-tax-calculator), one of the highest medians in the U.S. ](https://go.hfcu.org/blog/how-to-save-on-property-taxes) ** Home Taxes ** Sandra Quadros Bowles - [Read More ** 17 Feb ![young couple buying first home shaking hands with Realtor ](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-02-16T094228.708.jpg) 4 Things You'll Need to Buy a Home This Year It's frustrating realizing your money is going toward someone else's mortgage when you're paying rent month after month. Make this the year your money goes toward a home of your own! Here are four.. ** Home Credit Score Home Ownership Mortgage ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/4-things-youll-need-to-buy-a-house-this-year) - [Read More ** 08 Feb ![loan officer giving mortgage preapproval](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-02-03T125606.803.jpg) ](https://go.hfcu.org/blog/6-moves-you-shouldnt-make-after-a-mortgage-preapproval) [6 Moves You Shouldn't Make After a Mortgage Preapproval Congratulations, you're pre-approved for a [mortgage](https://go.hfcu.org/blog/back-to-basics-your-mortgage) and your dream home is under contract. You've submitted all the paperwork to your mortgage lender and everything seems to be going smoothly. That.. ](https://go.hfcu.org/blog/6-moves-you-shouldnt-make-after-a-mortgage-preapproval) ** Home Home Ownership Mortgage ** Hanscom Federal Credit Union - [Read More ** 06 Feb ![family moving to new home](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-01-27T151307.035.jpg) Survive Buying and Selling a House at the Same Time I spent the last night at my old house, sleeping on the hardwood floor with only a toothbrush, toothpaste, and a change of clothes beside me. Everything else I owned sat in a moving truck in the.. ** Home Home Ownership Mortgage ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/survive-buying-and-selling-a-house-at-the-same-time) [**](https://go.hfcu.org/blog/topic/home/page/3) [1](https://go.hfcu.org/blog/topic/home/page/1) [...](https://go.hfcu.org/blog/topic/home/page/1) [2](https://go.hfcu.org/blog/topic/home/page/2) [3](https://go.hfcu.org/blog/topic/home/page/3) [4](https://go.hfcu.org/blog/topic/home/page/4) [5](https://go.hfcu.org/blog/topic/home/page/5) [6](https://go.hfcu.org/blog/topic/home/page/6) [...](https://go.hfcu.org/blog/topic/home/page/9) [17](https://go.hfcu.org/blog/topic/home/page/17) [**](https://go.hfcu.org/blog/topic/home/page/5) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Home | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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