The Best Way to Avoid ATM Fees

A man with black glasses and his hair pulled back in a ponytail uses an ATM. He's looking at his phone and holding his debit card in his hand.

I'm reminded, yet again, about the benefits of credit union membership. In a recent Bankrate study, the average combined cost of an out-of-network ATM transaction is $4.66, the highest it has been since 2019! This is a fee that our members never have to pay.

I speak to many companies and organizations about the benefits of a credit union, but this study really drives that point home. Members of Hanscom FCU have access to over 100,000 surcharge-free ATMs nationwide — that’s a larger network than Bank of America’s!

To get an idea of how many surcharge-free ATMs we’re talking about, please look at the interactive map on our website. By entering your destination, you can see exactly where the closest surcharge-free ATM is located. This map can be accessed on your mobile device, and it is a feature I recommend you share with your employees.

Out-of-network ATM transaction fees continue to rise. With a credit union membership, you do not have to be part of that rising statistic.

Instead, I suggest you become part of a different statistic. Currently, about 100 million Americans belong to a credit union. I encourage you to find out why this number is on the rise. Learn more about us at hfcu.org.

 

 

 

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About Author

Maria Porto
Maria Porto

Maria Porto is Hanscom FCU's assistant vice president of partner relations. She may be reached at mporto@hfcu.org.

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