You hear it every time you step up to the counter to pay: “Would you like to save an extra 20% on your purchases when you open up a credit card with us today?” I feel a little foolish declining..
The top two factors that determine your FICO score are your history of paying back what you owe and how much you owe compared to your credit limits.
However, five elements make up your FICO..
Choosing the right credit card is crucial to building your credit. Don’t leave this important decision to chance. Learn the ins and outs of all those offers to find the card that best fits your..
There is no magic wand to poof away debt. But you can save money and pay what you owe faster by thoughtfully managing your credit card balances. Start with a close look at your finances, and..
So, you’ve done your homework and determined a balance transfer is right for you. You still need a plan to choose the best way to consolidate your debt.
Credit card interest rates can be a tricky business. Yours may start low then go sky high after a few months. Your rate can also change if you pay late, charge beyond your limit, perform a balance..
If your employer issues credit cards for business-related purposes, count yourself lucky. Depending on company policy, this provides workers like you with the flexibility to make essential..
Obtain a copy of your credit report from all three credit bureaus so that you have a clear understanding of what it says about you and your credit history. Hanscom FCU..
“Would you like to open an account with us today? You will get 15% off on your purchases!”
When you are standing at the cash register at a chain store, it is almost inevitable that the salesperson..
Buying with plastic can cost you little or plenty, depending on how you use it. Knowing the true price of credit before you charge can save countless dollars and hours of anxiety.
Be aware of your..
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