If used carefully, credit can be a helpful financial tool. For example, using credit to purchase a home now, rather than trying to save up the whole purchase price, makes good financial sense. The..
Have you ever asked yourself, “Where did that paycheck go?” or “Where did that new handbag/table saw/[insert expensive purchase] come from?” Do you see your checking account balance dwindling, but..
If you give your credit card statements only a cursory glance when you’re paying bills, you may be losing money. Here’s why it’s important to review them closely:
During emergencies or times of uncertainty, many people rush to their nearest ATMs to take out some cash “just in case.” Having cash on hand can give some people a sense of control in these sorts of..
I love burritos, but I had to delete an app developed by a chain restaurant that allowed me a convenient way to get my burrito fix. I’ve been putting it off for months, but I finally decided that the..
Earlier this year, I set up a payment plan with a medical provider. But the billing office made an error and the next thing I knew I was receiving threatening messages from a third-party collections..
Living on a fixed income is hard for anyone, but for senior citizens, it’s especially challenging. Rising health care costs, insufficient retirement benefits, and longer life expectancies make a..
Ok, you're muttering to yourself: What could possibly be good about a credit card with a higher interest rate? But hear me out. There are actually 3 good reasons a high-interest credit card can work..
When my son was 16, I made a decision that many of my friends with teenagers thought was a little "out there": I let him have his own credit card.