--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (4) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (4) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - 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[Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 22 Nov ![couple helping child ride bike while saving money automatically](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-04-12T093632.306.jpg) ](https://go.hfcu.org/blog/cu-thrive-the-automated-savings-program-that-pays-2.00-apy) [CU Thrive: The Automated Savings Program That Pays 5.00% APY* If you've ever wished there was an easier way to save for a down payment on a new car or build an [emergency savings account](https://go.hfcu.org/blog/all-about-emergency-savings-accounts-esa) *and *get a great rate of return on your money, you need to check out our.. ](https://go.hfcu.org/blog/cu-thrive-the-automated-savings-program-that-pays-2.00-apy) ** Personal Finance Savings ** Hanscom Federal Credit Union - [Read More ** 29 Oct ![woman looking at check and checking account on laptop](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(16).jpg) ](https://go.hfcu.org/blog/5-steps-to-save-money-with-your-checking-account) [5 Steps to Save Money With Your Checking Account We think of a checking account as a tool to help us manage the ho-hum aspects of our daily financial lives: We use it to [reimburse a co-worker](https://www.hfcu.org/bank/money-transfers/payaperson.html) for the latte they picked up on the way to work for us,.. ](https://go.hfcu.org/blog/5-steps-to-save-money-with-your-checking-account) ** Mobile Banking Personal Finance Checking ** MoneyWisdom Newsletter - [Read More ** 23 Sep ![female college students looking at laptop outside on lawn](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(12).jpg) ](https://go.hfcu.org/blog/fafsa) [Paying for College Starts with the FAFSA The U.S. Department of Education awards more than $150 billion each year in federal aid for higher education – and, surprisingly, [more than $2 billion of this financial aid goes unclaimed](https://educationdata.org/financial-aid-statistics#:~:text=Student%20financial%20aid%20statistics%20indicate,average%20of%200.09%25%20each%20year.). Your.. ](https://go.hfcu.org/blog/fafsa) ** Personal Finance Life Changes College ** Hanscom Federal Credit Union - [Read More ** 03 Sep ![large tree limb across road](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(5).jpg) How to Manage Your Money After a Natural Disaster Floods, fires, earthquakes, hurricanes, and other natural disasters can wreak havoc with your personal life, including your finances. The following tips can help you organize an action plan to tackle.. ** Home Personal Finance Life Changes ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/how-to-manage-your-money-after-a-natural-disaster) - [Read More ** 23 Jul ![](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-07-23T134209.737.jpg) ](https://go.hfcu.org/blog/beneficiaries-divorce) [Going Through A Divorce? Don’t Change Your Beneficiaries… Yet If you or your spouse have filed for divorce, you may have the overwhelming urge to change [beneficiary designations](https://go.hfcu.org/blog/what-is-a-totten-trust) on your checking and share accounts, personal investments, life insurance, and.. ](https://go.hfcu.org/blog/beneficiaries-divorce) ** Insurance Personal Finance Life Changes Divorce ** Hanscom Federal Credit Union - [Read More ** 19 Jul ![older couple looking at secure account](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-06-29T082539.508.jpg) Four Ways We Keep Your Online Access Secure It's our responsibility at Hanscom FCU to keep your member information as safe as possible, and it's a responsibility I take seriously. Yes, I get that it can be frustrating to deal with the layers.. ** Security Personal Finance Online Banking Checking ** Scott Heinz ](https://go.hfcu.org/blog/5-ways-secure-online-access) - [Read More ** 07 Jul ![debt-stress](https://go.hfcu.org/hubfs/debt-stress.jpg) 5 Ways To Overcome Debt Stress If overwhelming debt is causing you stress, you are not alone. Millions of Americans are suffering from anxiety and depression because they have difficulty paying their financial obligations. ** Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-ways-to-overcome-debt-stress) - [Read More ** 02 Jul ![sand-snowmen-in-summer_webopt](https://go.hfcu.org/hubfs/sand-snowmen-in-summer_webopt.jpg) Shop for the Holidays This Summer Summer's finally here. The waves are crashing and the AC is blasting. With summer concert bands playing classic hits, fireworks exploding in the skies, and excited kids screeching joyously in splash.. ** Personal Finance Deals Holidays ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/shop-for-the-holidays-this-summer) - [Read More ** 21 May ![young girl floating in ring in pool during summer](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-05-20T190535.033.jpg) 6 Summer Savings Tips Everybody loves summer, right? School’s out. Students are graduating. Friends are getting married. And everybody’s thinking vacay! Trouble is, the costs for all that fun can add up and sink your.. ** Personal Finance Saving Money ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/6-summer-saving-tips) - [Read More ** 10 May ![young female employee offering discount at retailer](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-05-05T182358.484.jpg) 5 Questions That Can Save You Money Want to save money? Here are five questions worth posing to save money without spending a dime. ** Personal Finance Saving Money ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/5-questions-save-money) [**](https://go.hfcu.org/blog/topic/personal-finance/page/3) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/1) [2](https://go.hfcu.org/blog/topic/personal-finance/page/2) [3](https://go.hfcu.org/blog/topic/personal-finance/page/3) [4](https://go.hfcu.org/blog/topic/personal-finance/page/4) [5](https://go.hfcu.org/blog/topic/personal-finance/page/5) [6](https://go.hfcu.org/blog/topic/personal-finance/page/6) [...](https://go.hfcu.org/blog/topic/personal-finance/page/9) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/5) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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