--- title: Hanscom FCU MoneyWisdom Blog | Personal Finance (10) description: Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (10) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? 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Is.. ](https://go.hfcu.org/blog/college-debt-keep-it-in-check) ** Personal Finance Life Changes ** MoneyWisdom Newsletter - [Read More ** 19 Oct ![](https://go.hfcu.org/hubfs/images/Divorce_and_Debt.jpg) Debt and Divorce: 5 Basic Facts Divorce can be a long and painful process – but add debt issues to an already emotionally heated experience and the fire can quickly rage. To cool the situation down and do the right thing for you.. ** Personal Finance Life Changes ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/debt-and-divorce-the-basics) - [Read More ** 07 Oct ![pile-of-receipts](https://go.hfcu.org/hubfs/pile-of-receipts.jpg) 6 Ways to Make Money with Your Store Receipts *“Do you want your receipt?’’* We hear that question so often as clerks complete our transactions that we can be tempted to tune it out, dismissing it with a quick head shake as we dash off to the next.. ** Personal Finance ** Sandra Quadros Bowles ](https://go.hfcu.org/blog/make-money-with-your-store-receipts) - [Read More ** 02 Oct ![](https://go.hfcu.org/hubfs/dollars-426026_1280.jpg) ](https://go.hfcu.org/blog/you-areavoiding-rising-atm-fees.-brilliant) [Here's How to Avoid Rising ATM Fees As a credit union member, you're a savvy consumer. I’ll take it a step further: you're brilliant. This statement is underscored by [a recent Bankrate.com survey that shows the average cost for an ATM..](https://www.bankrate.com/banking/checking/checking-account-survey/) ](https://go.hfcu.org/blog/you-areavoiding-rising-atm-fees.-brilliant) ** Personal Finance ATM ** MaryJo Kurtz - [Read More ** 20 Sep ![attorney meeting with clients_webopt](https://go.hfcu.org/hubfs/attorney%20meeting%20with%20clients_webopt.jpg) What Happens When You Die Without a Will A 2019 survey from Caring.com reports that nearly 60% of adult Americans don’t have a will. It’s a basic tool for estate planning that everyone should have. A will gives instructions on how you want.. ** Personal Finance Life Changes ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-consequences-of-dying-without-a-will) - [Read More ** 21 Aug ![Woman-with-arms-in-air](https://go.hfcu.org/hubfs/Woman-with-arms-in-air.jpg) ](https://go.hfcu.org/blog/5-smart-moves-to-make-with-a-raise) [5 Smart Moves to Make With a Raise Your boss calls you into the office with great news: [You've earned a raise](https://go.hfcu.org/blog/how-to-ask-your-boss-for-a-raise-and-get-it-5-tips), or perhaps you're getting a bonus for all the hard work you've done this year. Now you can buy those shoes you’ve been.. ](https://go.hfcu.org/blog/5-smart-moves-to-make-with-a-raise) ** Business Home Credit Cards Personal Finance ** Sandra Quadros Bowles - [Read More ** 19 Aug ![Raise.jpg](https://go.hfcu.org/hubfs/images/Raise.jpg) 5 Tips for Asking Your Boss for a Raise You’re a great employee. You work hard and have been performing better than average at your job. You get positive input from your co-workers and your manager. But the bottom line is that you’re not.. ** Business Personal Finance ** Trish Reske ](https://go.hfcu.org/blog/how-to-ask-your-boss-for-a-raise-and-get-it-5-tips) - [Read More ** 14 Aug ![Hands holding a nest egg.](https://go.hfcu.org/hubfs/images/eMail%20Photos%20-%20200x200/Hands%20holding%20a%20nest%20egg..jpg) ](https://go.hfcu.org/blog/5-ways-to-celebrate-national-financial-awareness-day) [5 Ways to Celebrate National Financial Awareness Day The day may not be as well-known as Christmas or Thanksgiving, but Aug. 14 is a milestone day that could change your life. [National Financial Awareness Day is celebrated Aug. 14.](https://nationaltoday.com/national-financial-awareness-day/) This date reminds us.. ](https://go.hfcu.org/blog/5-ways-to-celebrate-national-financial-awareness-day) ** Investments Personal Finance ** Sandra Quadros Bowles - [Read More ** 09 Aug ![IRS Withholding Form W-4](https://go.hfcu.org/hubfs/IRS-withholding-form_webopt.jpg) ](https://go.hfcu.org/blog/irs-introduces-new-tax-withholding-estimator) [IRS Introduces New Tax Withholding Estimator Earlier this week the Internal Revenue Service introduced its new [Tax Withholding Estimator](https://www.irs.gov/individuals/irs-tax-withholding-estimator), a mobile-friendly online tool that will help taxpayers determine the right amount of tax they should.. ](https://go.hfcu.org/blog/irs-introduces-new-tax-withholding-estimator) ** Business Personal Finance ** Hanscom Federal Credit Union - [Read More ** 07 Aug ![woman upset in front of laptop](https://go.hfcu.org/hubfs/Job-loss.jpg) How Your Credit Report Can Keep You From Getting Hired You’ve got the skills. You’ve got the experience. But you’re worried your credit reports may hold you back from getting that dream job. And to make matters even more aggravating, you have no idea.. ** Business Credit Cards Personal Finance ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/what-employers-look-for-on-your-credit-report) [**](https://go.hfcu.org/blog/topic/personal-finance/page/9) [1](https://go.hfcu.org/blog/topic/personal-finance/page/1) [...](https://go.hfcu.org/blog/topic/personal-finance/page/5) [8](https://go.hfcu.org/blog/topic/personal-finance/page/8) [9](https://go.hfcu.org/blog/topic/personal-finance/page/9) [10](https://go.hfcu.org/blog/topic/personal-finance/page/10) [11](https://go.hfcu.org/blog/topic/personal-finance/page/11) [12](https://go.hfcu.org/blog/topic/personal-finance/page/12) [...](https://go.hfcu.org/blog/topic/personal-finance/page/15) [27](https://go.hfcu.org/blog/topic/personal-finance/page/27) [**](https://go.hfcu.org/blog/topic/personal-finance/page/11) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. 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Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Personal Finance | Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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