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It's always important to understand that you should never consider holiday spending as an essential part of living costs. Gifts are not the only way to acknowledge gratitude or appreciation for a loved one in your life. Of course, don’t skimp on gifts if you can help it, but be practical about it. If you can afford gifts for every family member and close friend—while not falling into debt—that’s great. If not, consider resourceful alternatives like giving baked goods, handmade crafts or a gift for the whole household, instead of every individual.
What if you were to give up those picture-perfect ideas and focus on a few things that will make the holiday meaningful and memorable? Trying to create the ideal holiday often means you’ll end up over spending. Between gifts, travel, food and decorations, our budgets can be stretched pretty thin. So this year, why not start some new traditions by focusing on the things that last and ways to decorate that won’t put you in debt?
Yes, this Friday is already Black Friday 2013. With crowds and confusion surrounding your every move, the last thing you want to do is make a mistake in your checking account. If you have not set up your mobile access and alerts yet, now is the time. This will leave you free to focus on the job at hand - getting great deals! Here are a few things you can check right from your phone:
The trouble is Thanksgiving is quickly becoming a holiday about shopping for the next holiday, rather than enjoying the one that’s here right now.
Many people would rather purchase their own cars and won't even consider vehicle leasing. Their reasoning is usually along the lines of - "Why would I rent when I could buy?" At first glance, it's a sensible argument, so it's no wonder many folks share the same idea.
Black Friday has become almost as big of a tradition amongst Americans as the Thanksgiving holiday that precedes it. It’s the official day that everyone begins to do their holiday shopping – one of the reasons being that retailers offer deals on a variety of items, from clothing to electronics. In order to take advantage of these limited deals, many Americans have become accustomed to waking up before dawn and waiting outside in the cold for the stores to open their doors. Fortunately, you don’t have to be one of these people. In fact, you can avoid the rush completely! How do you do this? By doing everything online.
You didn''t need us to tell you that buying a new car can be a stressful job. Throw in a curve ball like buying one that uses an unusual power source — electricity for instance — and you have a real challenge on your hands. And what about all the news recently about Tesla's catching on fire? Are they safe? That definitely complicates the buying process.
I know how stressful it can get during the holidays – I’ve been there! You have to juggle a huge number of tasks, including making sure that you buy gifts for everyone you know. This can get very stressful, especially as the holidays get closer. If you don’t properly prepare for your holiday shopping, you’ll end up forgetting to buy gifts, buying poorly chosen gifts, adding to the stress of your life and possibly going way over budget with your holiday spending. The following are a few tips that I use every year in order to make the holiday gift buying process as smooth as possible:
Whether you've already started the car buying process or are just beginning, one of the first questions that comes up is whether to buy or lease a new or used car.
Don’t wait until the last minute when it comes to renewing your auto insurance – this seemingly simple process may actually require some preparation. Planning ahead can help you avoid a gap in your coverage and get more out of your coverage by shopping around for different rates and policies. You may find that you’re paying more than you need to, or you may opt for a policy with better protection. Here are five things to consider before renewing your auto insurance.
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