MoneyWisdom Blog

Frugal Fill-Ups: 30 Ways to Save at the Pump

Posted by Hanscom Federal Credit Union on Mar 30, 2015 3:08:00 PM

We’ve been fortunate recently to see the price of gas dropping from its all-time highs, which has been a relief to most personal budgets. What’s even better news is that there are other ways to put a dent in your gas bill!

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Topics: Autos

How to Get the Best Vehicle Financing Deal

Posted by Hanscom Federal Credit Union on Mar 27, 2015 10:00:00 AM

Getting the best deal on automobile financing isn't as easy as accepting the first offer you are presented with. To make sure you get the lowest possible interest rate, good dealer incentives, and a monthly payment that works well for you, you will have to do a little legwork. The effort can save you thousands of dollars.

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Topics: Autos

Buying Versus Leasing a Car

Posted by Hanscom Federal Credit Union on Mar 25, 2015 8:00:00 AM

There are big differences between buying and leasing. Typically, if you were to purchase a new car, you would make a down payment and finance the remaining cost. At the end of the term, the car would be yours. Leasing is essentially renting, with your payment going towards the car's depreciation. If the lease includes a purchase option, you may buy it at the end of a specific time period.

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Topics: Autos

How Much is That Used Car in the Window?

Posted by Hanscom Federal Credit Union on Mar 23, 2015 1:11:00 PM

My son is graduating from college in May and he needs to buy a used car. He has absolutely no experience buying a car and I have very, very little. So where did we turn for help?

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Topics: Autos

2015 Hot Trends in the Auto Industry

Posted by Hanscom Federal Credit Union on Mar 20, 2015 3:38:41 PM

What do you think: Do car dealers earn more money from new car sales, used car sales or parts and service? (Answer below!)

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Topics: Autos

4 Factors for Saving Green with Your Car Color

Posted by Hanscom Federal Credit Union on Mar 18, 2015 3:34:48 PM

When picking the shade of a car to buy, you might be thinking mostly about making a personal statement. But you may also want to think about how the hue will affect your bank statement, too. Here are some factors to consider when making the choice.

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Topics: Autos

Is a Better Than a Lease Loan For You?

Posted by Patti Conty on Mar 16, 2015 3:18:00 PM

Once you know the basics of buying vs. leasing, you’ll probably prefer one over the other. Maybe you like the feeling of ownership and (eventually) driving around in a paid-off vehicle. Or, you prefer lower payments and the option to return the car for a new one once the warranty ends.

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Topics: Autos

The Pros and Cons of Auto Leasing

Posted by Hanscom Federal Credit Union on Mar 11, 2015 12:03:00 PM

When deciding between buying or leasing a car, it’s often helpful to write out a list of the pros and cons. Lucky for you, we’ve done the work for you! Please check out the chart below:

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Topics: Autos

Hanscom FCU Nationally Recognized As Top Value for Members

Posted by MaryJo Kurtz on Mar 11, 2015 7:42:23 AM

In a gathering of over 4,000 credit union professionals nationwide, Hanscom FCU was one of nine credit unions recognized for providing the highest quality direct financial benefit to its members. The CUNA (Credit Union National Association) Membership Benefits Award was presented on Monday, March 9, as part of the opening ceremonies of the 2015 Governmental Affairs Conference (GAC), widely considered the biggest event of the year in the credit union industry. 

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Topics: Hanscom FCU Community

Negotiating a Lease in Six Easy Steps

Posted by Hanscom Federal Credit Union on Mar 9, 2015 11:57:00 AM

Meet Tom. He lives in Boston and rides the T to work - he can walk or ride his bike almost anywhere else he needs to go. He’s just been offered a great job opportunity - a 2-year placement outside the city - and he’s going to need a car. Since it’s temporary, leasing a car makes the most financial sense.

Tom has never leased a car before so he’s a little unsure how to approach it.

No problem! We’ve got some great tips on how best to negotiate your lease, starting with figuring out what you can afford.

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Topics: Autos

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