Topics: Mass Save
International Credit Union Day takes place on Thursday, October 20, 2016 to recognize the history and achievements of credit unions around the world. For more than 160 years, credit unions have put people before profit and demonstrated the power of a financial cooperative.
In the 1850s, hard times hit Germany, and people turned to each other for help. They removed small savings from under mattresses and started making reasonably priced loans to one another. These early credit unions were the model for all the credit unions that followed: not-for-profit, democratically controlled and community oriented. The principles that guided them then, guide credit unions today.
Topics: Hanscom FCU Community
When you first consider the home improvements which will increase your home value, you probably think about a new coat of paint, some landscaping improvements, or the proper staging of your home while it's on the market. While these are all effective methods for increasing your home's overall appeal, there is another thing to consider - the energy efficiency of your HVAC system. Through the Mass Save Home Energy Assessment program, you can even get an interest free loan to upgrade your furnace.
As a home owner, I often find myself researching how to increase home value without emptying my savings. My neighbors seem to have some pretty creative ideas, one added landscaping, another updated a bathroom. These ways were well and good, but I needed something a little different, something that would not only increase home value, but also help me in my day-to-day home ownership expenses. The one thing I kept coming back to was insulation.
A credit score is one of the pieces of information that we'll use to evaluate your application. Financial institutions have been using credit scores to evaluate credit card and auto applications for many years, but only recently have mortgage lenders begun to use credit scoring to assist with their loan decisions.
Topics: Credit Matters
Do you keep your many passwords in a computer file labeled “passwords”? Do you type in your mother’s maiden name when asked by a security feature? Do you like to do your online holiday shopping while sipping coffee at Panera? If you answered yes to any of these, it is time to update your habits.
Topics: Cyber Security
We are proud of Hanscom FCU’s 63-year tradition of providing superior financial service responsive to members’ needs. Our sole purpose is to help you live a better life and help our community prosper.
If you’re feeling a little uneasy about what’s going to happen to your investment portfolio when a new president is elected, you’re not alone.
Have you ever wanted to deposit a check the minute you received it? Do you wish there was a fast, easy way to make that deposit?
There is no magic wand to poof away debt. However, by managing your credit card balances thoughtfully, you can shrink them faster and reduce what you pay in finance charges.