--- title: Chill Out This Summer With Mass Save description: If your current air conditioning system makes you hot under the collar, a 0% Mass Save HEAT Loan can cool you down this summer. image: https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-06-04T141056.803.jpg --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - 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[Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) # Chill Out This Summer With Mass Save ** [MoneyWisdom Newsletter](https://go.hfcu.org/blog/author/moneywisdom-newsletter) ** Jun 16, 2021 ![young woman sitting under central air inside](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-06-04T141056.803.jpg) If the thought of another summer with window-mount air conditioning—or worse, one with no a/c at all!— has you down, maybe it's time to think about [upgrading your home with a central air conditioning system](https://go.hfcu.org/blog/bid/134705/make-your-home-green-and-save-green-with-a-mass-save-heat-loan). And if you have a central air conditioning system more than 10 years old, a newer model system could save you up to 30 percent on your annual cooling costs. Not only will a newer model save you money, it's designed to save energy and will be quieter than an older system. In order to take full advantage of energy and cost savings, you'll want to choose a central air conditioning system with a high Seasonal Energy Efficiency Ratio, or SEER. The SEER tells you the amount of energy the system takes to provide cooling. Older systems may have a SEER lower than 10; newer, more energy-efficient systems will have a SEER of 16 or higher.  There are other ways to save on energy costs this summer when you install a new central air conditioning system or replace an old one, starting with rebates. If you get a [no-cost Home Energy Assessment through Mass Save®](https://www.masssave.com/en/saving/energy-assessments/homeowners) and cooling improvements were recommended, you could be eligible for a rebate of up to $500 when equipment meeting minimum efficiency requirements is installed in your home. You could also qualify for a $40 rebate when you replace an inefficient window unit with an ENERGY STAR-certified unit. You can also get $100 in a rebate or price discount, plus no-cost installation, of a [smart or programmable thermostat](https://go.hfcu.org/blog/home-automation-can-save-you-money). Learn more [here](https://www.masssave.com/en/saving/residential-rebates). If you're a Massachusetts resident ready to make an investment in your home this summer, Mass Save can help. A Mass Save HEAT Loan can lend you up to $25,000 for energy-efficient home upgrades like central air conditioning...and it's interest-free! Applying is easy: 1. Sign up for a [Home Energy Assessmen](http://www.masssave.com/en/residential/home-energy-assessments)t from an authorized Mass Save vendor. Call 866-527-7283 to schedule a [home energy assessment](http://www.masssave.com/en/residential/home-energy-assessments). 2. A MassSave representative will assess your energy efficiency improvement needs and determine what improvements are eligible for financing. The representative will provide a HEAT Loan Intake Form, Program Steps, and Minimum Standards and Requirements. 3. Obtain pre-approval from a participating lender if you choose.  4. Obtain written contractor price proposal(s) for the installation of the improvements. 5. Forward the proposal(s) for review and approval by your Mass Save HEAT Loan administrator listed by your electric utility or Cape Light Compact’s HEAT Loan Intake Form. 6. Once approved you will receive a HEAT Loan Authorization Form. 7. Finalize the loan with a participating lender and obtain two-party checks. 8. Measures are installed and Mass Save conducts a post-installation inspection on the installed improvements. If the thought of another sweltering summer has you down, call Mass Save today at 866-527-7283 and start the process of upgrading your home's cooling system. Not only will you feel more comfortable, you could realize some significant energy cost savings over time and increase the value of your property.      *Others are reading:* - [How to Increase Your Home Value Before an Appraisal](https://go.hfcu.org/blog/how-to-increase-your-home-value-before-an-appraisal) - [Does Adding Insulation Increase Your Home's Value?](https://go.hfcu.org/blog/bid/139450/does-adding-insulation-increase-your-home-s-value) - [The 5 Benefits of Renovating Your Bathroom](https://go.hfcu.org/blog/bid/142444/what-are-the-benefits-of-updating-a-bathroom) - [What is a Mass Save Home Energy Assessment?](https://go.hfcu.org/blog/what-is-a-mass-save-home-energy-assessment) - [How to Make Your Older Home More Energy Efficient](https://go.hfcu.org/blog/energy-efficient-older-home) ** [Home](https://go.hfcu.org/blog/topic/home), [Mass Save](https://go.hfcu.org/blog/topic/mass-save) [** 5 Tips to Win a Bidding War on a House ](https://go.hfcu.org/blog/win-a-bidding-war-on-house) [** 5 Ways to Save Money After Buying a New Home ](https://go.hfcu.org/blog/save-money-buying-new-home) ### About Author ![Default Author Image](https://cdn2.hubspot.net/hubfs/476360/Blog%20Template/Images/default-author-thumbnail.jpg) MoneyWisdom Newsletter Related Posts [![Your First Step in Buying a Home: Pre-Approved for a Mortgage](https://go.hfcu.org/hubfs/Untitled%20design%20(85).jpg) Your First Step in Buying a Home: Pre-Approved for a Mortgage ](https://go.hfcu.org/blog/bid/172300/the-mortgage-application-process-get-pre-approved-before-you-look) [![How to Buy a Home With No Money Down](https://go.hfcu.org/hubfs/Canva%20images/Canva%20Design%20DAFi0NubHVw.png) How to Buy a Home With No Money Down ](https://go.hfcu.org/blog/how-to-buy-a-home-with-no-money-down) [![HELOC vs. Cash-Out Refinancing: What's the Difference?](https://go.hfcu.org/hubfs/FAMILY%20doing%20home%20renovation.png) HELOC vs. Cash-Out Refinancing: What's the Difference? ](https://go.hfcu.org/blog/heloc-vs.-cash-out-refinancing-whats-the-difference) ** - [**](http://www.facebook.com/share.php?u=https://go.hfcu.org/blog/chill-out-this-summer-with-mass-save/) - [**](https://X.com/share?url=https://go.hfcu.org/blog/chill-out-this-summer-with-mass-save/) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://go.hfcu.org/blog/chill-out-this-summer-with-mass-save/&summary=&source=CeBIT) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. 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