Here’s How to Make Your Checking Account Pay YOU

Sometimes a checking account feels like a privilege you have to earn. Want to avoid paying a monthly service fee? You’ll have to keep a minimum balance. Made one too many ATM withdrawals? That’ll cost you something. You want to earn interest on your checking? Seriously?

The way we look at it, it’s a privilege to have you as a member of Hanscom FCU. That’s why we do everything to make our checking accounts work for you instead of asking you to work for them. Let’s take a look how this works with our Kasasa checking accounts:

  • They’re free!
  • There’s no minimum balance requirement
  • You get ATM fee refunds1
  • Online banking? It’s free!

There are so many other great benefits to these checking accounts and to realize all of them, you only need to meet three easy monthly qualifications, things you probably do already:

  1. Make at least 12 debit card or credit card purchases that post and settle to your account
  2. Have at least one direct deposit (ACH) post and settle to your account
  3. Be enrolled in and agree to receive online statements

Even if you don’t meet these qualifications in a month, you won’t be penalized with service charges or other fees. You can get right back to earning your rewards the very next cycle you qualify.

We have two Kasasa checking accounts to choose from. With our Kasasa Cash account, you earn a 1.00% APY2 on checking balances up to $15,000 when you perform qualifying activities. Plus, we’ll refund ATM withdrawal fees you incur nationwide, up to $20 monthly. Even if you didn’t qualify for rewards, your account is still free and all balances earn our base rate of 0.01% APY.

Then there’s our Kasasa Cash Back checking account, where you’ll earn 2.00% cash back on your debit card purchases, up to $7 per month and up to $84 cash back per year when you perform qualifying activities. And with Kasasa Cash, your rewards include refunds of ATM withdrawal fees nationwide, up to $20 monthly. Should you not qualify for rewards that month, your account is still free…always!

At a time where every dollar in your wallet counts, it’s important to make sure your money is earning as much as it can. You can realize even more savings and build your nest egg automatically with Kasasa Saver, a free savings account that links to your Kasasa Cash or Kasasa Cash Back checking account. You’ll earn 1.00% APY on balances up to $50,000 each cycle that you qualify, and 0.10% APY on balances over $50,000 depending on balance in account in each cycle that you qualify. (You’ll still earn 0.01% APY if qualifications are not met that month.)


If you’re looking for a checking account that puts your financial needs first, think about opening a Kasasa account with us. We make opening a checking account easy. Visit to open your account online or stop by a branch today.


Others are reading:

1Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

2APY = Annual Percentage Yield. Kasasa Cash: Earn 1.00% APY on balances up to $15,000.00 in each Monthly Qualification Cycle that your account qualifies.  The portion of your balance above that cap will earn an interest rate of 0.10% resulting in a range from 0.10% to 0.01% APY, depending on the account’s balance, each cycle that your account qualifies.  Earn 0.01% APY in cycles that your account does not qualify. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

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