File Your Claim for a Stimulus Check by November 21

stimulus check from IRS

If you don’t normally file taxes and you haven't received an economic stimulus payment from the government, you have until November 21, 2020 at 3:00 p.m. ET to file a claim through the Internal Revenue Service's (IRS) non-filers portal. This portal will close after November 21.

While most taxpayers who meet requirements have already received their checks, others may need to provide additional information if they have not received their payment yet. If you don’t usually file a tax return and you have not received a stimulus payment, the IRS may not have enough information to determine your eligibility. That's why it's important to file a claim before November 21.

This includes those citizens receiving specific federal benefits, including Social Security retirement, disability (SSDI) or survivor benefits; recipients of Supplemental Security Income (SSI); those who receive Veterans Affairs Compensation and Pension (C&P) benefits; and individuals who receive Railroad Retirement (RRB) benefits. 

To make a claim, visit the portal here.

The claim portal can be used by anyone who is not planning to file a 2019 federal income tax return for any reason. Possible reasons include:

  • Your income is less than $12,000 filing individually
  • You are married and filing jointly and your income is less than $24,400
  • You have no income

Social Security, Railroad Retirement, and Department of Veteran Affairs benefit recipients who already received a $1,200 payment also have until November 21 to register for a payment for their spouse or qualifying child.

If you are planning to file a tax return for 2019, do not use the portal to file a claim. According to the IRS, this will only slow down the processing of your tax return and any tax refund you're entitled to.

The maximum individual economic impact payment is $1,200. How much of a payment you are eligible to receive depends on your financial status.

If you’re single or married but filing jointly, you are eligible to receive the full payment if your adjusted gross income is below $75,000 and a reduced payment amount if it is more than $75,000.

The adjusted gross income limit for a reduced payment is $99,000 if you don’t have children and increases by $10,000 for each qualifying child under 17.

If you’re head of household, you are eligible to receive the full payment if your adjusted gross income is below $112,500 and a reduced payment amount if it is more than $112,500. The adjusted gross income limit for a reduced payment is $136,500 if you don’t have children and increases by $10,000 for each qualifying child under 17.

If you’re married and filing jointly, you are eligible to receive the full payment if your adjusted gross income is below $150,000 and a reduced payment amount if it is above $150,000. 

The adjusted gross income limit for a reduced payment is $198,000 if you don’t have children and increases by $10,000 for each qualifying child under 17.

And remember: This is the stimulus check authorized by Congress earlier this year. There has been talk of another stimulus payment but no decision has been made as of yet.

 

Download our free Financial First Aid Guide! It'll walk you through the best ways to manage your money during uncertain times. We’ll show you how to take inventory and review all your expenses, assess your debts, prioritize bills and communicate with creditors, and so much more!

Financial First Aid eGuide

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About Author

Sandra Quadros Bowles
Sandra Quadros Bowles

Sandy Quadros Bowles is a veteran journalist who has received local, state, and national journalism awards. A resident of New Bedford, MA, she is an animal enthusiast, an avid reader, and an enthusiastic traveler.

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