--- title: Hanscom FCU MoneyWisdom Blog (11) description: Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. (11) --- [![MoneyWisdom_HFCU_r2](https://go.hfcu.org/hs-fs/hubfs/MoneyWisdom_HFCU_r2.png?width=464&name=MoneyWisdom_HFCU_r2.png "MoneyWisdom_HFCU_r2")](https://go.hfcu.org/blog) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) Filter by Category** - [Show All](https://go.hfcu.org/blog) - [Security](https://go.hfcu.org/blog/topic/security) - [Personal Finance](https://go.hfcu.org/blog/topic/personal-finance) - [Auto](https://go.hfcu.org/blog/topic/auto) - [Business](https://go.hfcu.org/blog/topic/business) - [Credit Score](https://go.hfcu.org/blog/topic/credit-score) - [Home](https://go.hfcu.org/blog/topic/home) - [Credit Cards](https://go.hfcu.org/blog/topic/credit-cards) - [Life Changes](https://go.hfcu.org/blog/topic/life-changes) - [Insurance](https://go.hfcu.org/blog/topic/insurance) - [Investments](https://go.hfcu.org/blog/topic/investments) ![woman on steps](https://go.hfcu.org/hubfs/woman%20on%20steps.png) ## Crush Lifestyle Creep ### Protect your financial future [Learn more](https://go.hfcu.org/blog/avoid-lifestyle-creep) ![romantic couple sitting on park bench looking at each other](https://go.hfcu.org/hubfs/older%20couple%20in%20love%20blog%20banner.png) ## Romance Scams ### Are you vulnerable to the latest ones? [Learn More](https://go.hfcu.org/blog/how-to-avoid-a-romance-scam) ![man and woman in new home celebrating with champagne](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px.png) ## Celebrate the Move! ### Our No-Money-Down Mortgage can help [Read more here](https://go.hfcu.org/blog/introducing-hanscom-fcus-no-money-down-mortgage) ![restaurant owners](https://go.hfcu.org/hubfs/restaurant%20owners.jpg) ## Reach Your Goals ### A business loan can help get you there [Read more](https://go.hfcu.org/blog/bid/156108/what-is-the-best-way-to-get-a-small-business-loan) ![blond woman walking with tablet and coffee cup in hand](https://go.hfcu.org/hubfs/Blog%20Banners%201900%20x%20800px%20(20).jpg) ## Share Certificates ### Earn a better rate on your savings [Learn More](https://go.hfcu.org/blog/share-certificate) ### Posts by Topic - [Personal Finance (262)](https://go.hfcu.org/blog/topic/personal-finance) - [Home (164)](https://go.hfcu.org/blog/topic/home) - [Life Changes (109)](https://go.hfcu.org/blog/topic/life-changes) - [Credit Cards (92)](https://go.hfcu.org/blog/topic/credit-cards) - [Security (74)](https://go.hfcu.org/blog/topic/security) - [Credit Score (69)](https://go.hfcu.org/blog/topic/credit-score) - [Auto (60)](https://go.hfcu.org/blog/topic/auto) - [Checking (54)](https://go.hfcu.org/blog/topic/checking) - [Business (48)](https://go.hfcu.org/blog/topic/business) - [Investments (36)](https://go.hfcu.org/blog/topic/investments) - [Mortgage (32)](https://go.hfcu.org/blog/topic/mortgage) - [Savings (29)](https://go.hfcu.org/blog/topic/savings) - [Scams (29)](https://go.hfcu.org/blog/topic/scams) - [Work (28)](https://go.hfcu.org/blog/topic/work) - [Debt (25)](https://go.hfcu.org/blog/topic/debt) - [Holidays (25)](https://go.hfcu.org/blog/topic/holidays) - [Money Management (22)](https://go.hfcu.org/blog/topic/money-management) - [Hanscom FCU (21)](https://go.hfcu.org/blog/topic/hanscom-fcu) - [Home Ownership (21)](https://go.hfcu.org/blog/topic/home-ownership) - [Credit Report (20)](https://go.hfcu.org/blog/topic/credit-report) - [Government (20)](https://go.hfcu.org/blog/topic/government) - [Home Equity (18)](https://go.hfcu.org/blog/topic/home-equity) - [Budget (17)](https://go.hfcu.org/blog/topic/budget) - [Mobile Banking (17)](https://go.hfcu.org/blog/topic/mobile-banking) - [Investment Property (16)](https://go.hfcu.org/blog/topic/investment-property) - [Saving Money (16)](https://go.hfcu.org/blog/topic/saving-money) - [Insurance (15)](https://go.hfcu.org/blog/topic/insurance) - [Taxes (15)](https://go.hfcu.org/blog/topic/taxes) - [Children (13)](https://go.hfcu.org/blog/topic/children) - [College (11)](https://go.hfcu.org/blog/topic/college) - [Financial Wellness (11)](https://go.hfcu.org/blog/topic/financial-wellness) - [Retirement (11)](https://go.hfcu.org/blog/topic/retirement) - [Community (10)](https://go.hfcu.org/blog/topic/community) - [Online Banking (10)](https://go.hfcu.org/blog/topic/online-banking) - [Estate Planning (8)](https://go.hfcu.org/blog/topic/estate-planning) - [COVID (7)](https://go.hfcu.org/blog/topic/covid) - [Deals (7)](https://go.hfcu.org/blog/topic/deals) - [Death (7)](https://go.hfcu.org/blog/topic/death) - [Shopping (7)](https://go.hfcu.org/blog/topic/shopping) - [Fraud (6)](https://go.hfcu.org/blog/topic/fraud) - [Mass Save (6)](https://go.hfcu.org/blog/topic/mass-save) - [Teens (6)](https://go.hfcu.org/blog/topic/teens) - [Divorce (5)](https://go.hfcu.org/blog/topic/divorce) - [Travel (5)](https://go.hfcu.org/blog/topic/travel) - [ATM (4)](https://go.hfcu.org/blog/topic/atm) - [Baby (4)](https://go.hfcu.org/blog/topic/baby) - [Debit Cards (3)](https://go.hfcu.org/blog/topic/debit-cards) - [Motorcycles (3)](https://go.hfcu.org/blog/topic/motorcycles) - [Weddings (3)](https://go.hfcu.org/blog/topic/weddings) - [Boats (2)](https://go.hfcu.org/blog/topic/boats) - [Charity (2)](https://go.hfcu.org/blog/topic/charity) - [Family Finance (2)](https://go.hfcu.org/blog/topic/family-finance) - [Lending (2)](https://go.hfcu.org/blog/topic/lending) - [Credit Unions (1)](https://go.hfcu.org/blog/topic/credit-unions) - [Green (1)](https://go.hfcu.org/blog/topic/green) - [Medical (1)](https://go.hfcu.org/blog/topic/medical) - [Pets (1)](https://go.hfcu.org/blog/topic/pets) - [dormant account (1)](https://go.hfcu.org/blog/topic/dormant-account) - [inactive account (1)](https://go.hfcu.org/blog/topic/inactive-account) - [Read More ** 20 Jan ![woman checking oil of black car in winter](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(24).jpg) ](https://go.hfcu.org/blog/how-to-make-your-car-last-longer) [How to Make Your Car Last Longer With the cost of new cars rising and the amount of inventory dropping due to [supply chain issues rooted in the pandemic](https://go.hfcu.org/blog/coronavirus-car-care-tips-for-maintaining-a-car-you-dont-drive), more of us want our vehicles to last longer. ](https://go.hfcu.org/blog/how-to-make-your-car-last-longer) ** Auto Saving Money ** Sandra Quadros Bowles - [Read More ** 18 Jan ![woman's hands checking credit score on tablet next to dog on couch](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(28)-1.jpg) Obsessed With Your Credit Score? Here’s Why You Shouldn’t Be Like many newlyweds, Tarah and Ryan of Littleton, MA, dreamed about becoming homeowners someday. Their first step? Getting a handle on their credit scores. A preliminary credit check surprised Tarah;.. ** Credit Cards Personal Finance Credit Score ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/credit-score-obsession) - [Read More ** 23 Dec ![Black man and woman at kitchen table working on tax paperwork](https://go.hfcu.org/hubfs/Blog%20post%20images%20-%20Monica.jpg) ](https://go.hfcu.org/blog/tax-time-4-steps-to-organize-before-you-begin) [Tax Time: 4 Steps to Organize Before You Begin This time of year you might have your mind on [holiday shopping](https://go.hfcu.org/blog/3-holiday-overspending-traps-to-avoid-this-year) and travel, getting your [annual free credit score](https://go.hfcu.org/blog/3-tricks-to-boost-your-credit-score), or [reevaluating your estate plan](https://go.hfcu.org/blog/is-your-estate-plan-keeping-up-with-you), but it's also a great time to get started on your.. ](https://go.hfcu.org/blog/tax-time-4-steps-to-organize-before-you-begin) ** Personal Finance Government Taxes ** Hanscom Federal Credit Union - [Read More ** 14 Dec ![](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(25).jpg) ](https://go.hfcu.org/blog/3-tricks-to-boost-your-credit-score) [3 Tips to Boost Your Credit Score Quickly If you're thinking about buying your [first home](https://go.hfcu.org/blog/6-mistakes-first-time-homebuyers-make) or a [new car](https://go.hfcu.org/blog/is-a-better-than-a-lease-loan-for-you) but are worried your credit score will prevent you from making these purchases, we have three pro tips to help you boost your credit score.. ](https://go.hfcu.org/blog/3-tricks-to-boost-your-credit-score) ** Auto Home Credit Cards Credit Score ** Hanscom Federal Credit Union - [Read More ** 13 Dec ![young woman paying for coffee at counter](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(19).jpg) ](https://go.hfcu.org/blog/5-costly-checking-account-mistakes-most-people-make) [5 Costly Checking Account Mistakes Most People Make You opened a checking account expecting an easier way to manage your finances and possibly earn interest on your balance. While [direct payroll deposit](https://go.hfcu.org/blog/3-ways-to-build-wealth-with-direct-deposit) and automatic [bill pay](https://www.hfcu.org/bank/online-services/online-banking.html) help ensure your bills.. ](https://go.hfcu.org/blog/5-costly-checking-account-mistakes-most-people-make) ** Checking Saving Money ** Tracy Scott - [Read More ** 01 Dec ![](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(21).jpg) These 3 Mobile Banking Tools Simplified My Life I love modern technology – especially in the world of financial services. It has given local banks and credit unions the ability to provide the same service as the big banks and yet still maintain.. ** Hanscom FCU Mobile Banking Personal Finance ** Bill Burpeau ](https://go.hfcu.org/blog/these-3-mobile-banking-tools-simplified-my-life) - [Read More ** 29 Nov ![couple at computer getting a credit line increase](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(20).jpg) How to Get a Credit Line Increase When you have too many unexpected expenses and not enough savings, it can feel like you've been thrown into the deep end. Matters only get worse when you know you have multiple credit cards you can.. ** Credit Cards ** Tracy Scott ](https://go.hfcu.org/blog/how-to-get-a-credit-line-increase) - [Read More ** 24 Nov ![man and woman putting holiday gifts in trunk](https://go.hfcu.org/hubfs/Untitled%20design%20-%202020-11-16T151654.295.jpg) 3 Holiday Overspending Traps to Avoid This Year If you're like a lot of holiday shoppers, you've already started hunting for pre-Black Friday bargains. But unlike in many years past, you might be planning to make the majority of those purchases .. ** Holidays Saving Money Shopping ** Tracy Scott ](https://go.hfcu.org/blog/3-holiday-overspending-traps-to-avoid-this-year) - [Read More ** 22 Nov ![couple helping child ride bike while saving money automatically](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-04-12T093632.306.jpg) ](https://go.hfcu.org/blog/cu-thrive-the-automated-savings-program-that-pays-2.00-apy) [CU Thrive: The Automated Savings Program That Pays 5.00% APY* If you've ever wished there was an easier way to save for a down payment on a new car or build an [emergency savings account](https://go.hfcu.org/blog/all-about-emergency-savings-accounts-esa) *and *get a great rate of return on your money, you need to check out our.. ](https://go.hfcu.org/blog/cu-thrive-the-automated-savings-program-that-pays-2.00-apy) ** Personal Finance Savings ** Hanscom Federal Credit Union - [Read More ** 01 Nov ![family of four on living room floor laughing](https://go.hfcu.org/hubfs/Blog%20Photos%20800%20x%20800px%20(17).jpg) 5 Things to Know About Home Equity If you're looking to tap into the equity of your home, it'll be worth your time to do some homework. Understanding the pros and cons of loan products on the market and how each might impact you can.. ** Home Home Equity ** Hanscom Federal Credit Union ](https://go.hfcu.org/blog/5-things-to-know-about-home-equity) [**](https://go.hfcu.org/blog/page/10) [1](https://go.hfcu.org/blog/page/1) [...](https://go.hfcu.org/blog/page/6) [9](https://go.hfcu.org/blog/page/9) [10](https://go.hfcu.org/blog/page/10) [11](https://go.hfcu.org/blog/page/11) [12](https://go.hfcu.org/blog/page/12) [13](https://go.hfcu.org/blog/page/13) [...](https://go.hfcu.org/blog/page/16) [71](https://go.hfcu.org/blog/page/71) [**](https://go.hfcu.org/blog/page/12) ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Comment ### Subscribe To Blog ### Subscribe to Email Updates ### contact **Hanscom Federal Credit Union** 1610 Eglin St. Hanscom AFB, MA 01731 Call us: [800-656-4328](tel:8006564328) [https://www.hfcu.org/](https://www.hfcu.org/) ### About Us [The MoneyWisdom Blog](https://www.hfcu.org/the-moneywisdom-blog.html) ### Social ** ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.facebook.com/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://X.com/HanscomFCU The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.instagram.com/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### https://www.linkedin.com/company/hanscomfcu/ The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ## You are Leaving Hanscom Federal Credit Union #### **Please read the following before proceeding to:** ### http://www.youtube.com/c/HanscomFederalCreditUnion The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. ### Popular Posts [What You Need to Know About Putting Your Home in a Trust](https://go.hfcu.org/blog/what-you-need-to-know-about-putting-your-home-in-a-trust) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202022-02-10T072804.753.jpg) [What You Need to Know About Your Federal Tax Bracket](https://go.hfcu.org/blog/what-you-need-to-know-about-your-tax-bracket) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Untitled%20design%20-%202021-03-22T123305.900.jpg) [6 Boat Types to Get on the Water](https://go.hfcu.org/blog/6-boat-types-to-get-on-the-water) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/images/Jet_Ski.jpg) [Here's The Difference Between An Heir And A Beneficiary](https://go.hfcu.org/blog/whats-the-difference-between-an-heir-and-a-beneficiary) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/grandparents%20on%20beach.png) [23 Organizations Dedicated to the Needs of Seniors](https://go.hfcu.org/blog/23-organizations-dedicated-to-the-needs-of-seniors) ![older man looking at top retirement worry on digital device](https://go.hfcu.org/hubfs/Senior%20citizens.jpg) ### Recent Posts - [![National Credit Union Administration](https://go.hfcu.org/hs-fs/hubfs/NCUA-logo-small.png?width=95&name=NCUA-logo-small.png) ](https://www.ncua.gov/) [![Equal Housing Lender](https://go.hfcu.org/hs-fs/hubfs/EHL-logo-small.png?width=65&name=EHL-logo-small.png)](https://www.hud.gov/fairhousing) - @ 2023 [Hanscom Federal Credit Union](https://www.hfcu.org/) - Federally insured by the National Credit Union Administration. - [Privacy Policy](https://www.hfcu.org/content/docs/Privacy_Notice.pdf) **Disclosure:** Hanscom Federal Credit Union does not provide and is not responsible for any products, services, or overall website content available at any third-party sites linked within this blog. Moreover, Hanscom Federal Credit Union's privacy policies do not apply to any of the linked websites within this blog. Please consult the privacy disclosures on those linked sites for further information. ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Hanscom Federal Credit Union" }, "dateModified" : "August 3, 2023, 2:55:51 PM", "datePublished" : "2022-05-16 18:57:25", "description" : "Hanscom Federal Credit Union offers free financial education for our members and as an employee benefit for our business partners. Our mission is to help our members become MoneyWiser. Get tips, worksheets and information to help you achieve a balanced budget, save money and plan for your retirement. 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